54 Tan Vat Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 54 Tan Vat Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,082 sqft · built 1990
Lot Size	1.16 acres (50,839 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Sep 2020)
Tax Bill	$21,540 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00781-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`32-00781-0000-00004`
Alternative APNs	`3201497000000008` `320078100004`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
1st Floor Area	1,570 sqft
Upper Floors Area	1,338 sqft
Basement Area	1,090 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	50,839 sqft
Lot Dimensions	222 ft deep x 229 ft wide
Terrain	Rolling
Garage Type	Attached
Porch	Open Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	3201497000000008
Street Address	54 TAN VAT RD
City	RUMSON
State	NJ
Zip	07760-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Block	781
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4038
Census Tract	800900

Owner

54 Tan Vat Rd is owned and occupied by two individuals who acquired it in March 2026.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 TAN VAT RD, RUMSON, NJ 07760-2336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Sep 23, 2020	Grant Deed, Transfer FIRST CONSTITUTION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Feb 21, 2012 · Amount on File
Deed Document Number	2020108392
Deed Book / Page	9443 / 425
Last Transfer Date	Mar 5, 2026
Transfer Doc	0097834918
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 11, 2026
Property Address	54 TAN VAT RD, RUMSON, NJ 07760-2336
Document Number	0097834918
Book / Page	9783 / 4918
Instrument Date	Mar 5, 2026
Instrument	2026020424
Transaction Type	Transfer
Record Updated	Apr 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 TAN VAT RD, LOCUST, NJ 07760-2336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 TAN VAT ROAD, MIDDLETOWN, NJ 07748

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	54 TAN VAT RD, RUMSON, NJ 07760-2336
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	PURE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095467585
Date	Sep 27, 2021
Book Page	9546/7585
Instrument	2021144427

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 23, 2020
Property Address	54 TAN VAT RD, RUMSON, NJ 07760-2336
Document Number	0000108392
Book / Page	009443 / 000425
Instrument Date	Aug 31, 2020
Instrument	108392
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	AFRM TITLE AND ABSTRACT LLC, AFRM TITLE & ABS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 TAN VAT RD LOCUST NJ 077602336, LOCUST, NJ 07760-2336

Mortgage

Document Number	108393
Date	Sep 23, 2020
Book Page	009443/000461
Instrument	108393

Lender

Name	FIRST CONSTITUTION BK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 54 Tan Vat Rd was $21,540, up 15.9% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,399,900 (+4.89%) Land $814,600 Building $585,300	$1,399,900 (+4.89%) Land $814,600 Building $585,300
2025	$21,540.00 (+15.92%)	$1,334,600 Land $754,600 Building $580,000	$1,334,600 Land $754,600 Building $580,000
2024	$18,582.00
2023		$1,119,800 Land $554,700 Building $565,100	$1,119,800 Land $554,700 Building $565,100
2022	$20,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Tan Vat Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Tan Vat Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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