54 Swift Ave, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 54 Swift Ave, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1961
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$471,000 (Dec 2017)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:165 L:065`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:165 L:065`
Alternative APN	`90984`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	3,075 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	90984
Street Address	54 SWIFT AVE
City	OSTERVILLE
State	MA
Zip	02655-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	CROSSWAYS
Legal Lot Number	65
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3025
Census Tract	13002

Owner

54 Swift Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 SWIFT AVE, OSTERVILLE, MA 02655-1442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD COOPERATIVE BANK
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 18, 2017	Quit Claim Deed, Transfer CAPE COD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Jun 7, 2010 · Amount on File
Deed Book / Page	30969 / 345
Transfer Doc	0000064268
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	54 SWIFT AVE, OSTERVILLE, MA 02655-1442
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033947-267
Date	Mar 29, 2021
Book Page	33947/267
Instrument	21269

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	54 SWIFT AVE, OSTERVILLE, MA 02655-1442
Document Number	32421-210
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SWIFT AVE OSTERVILLE MA 026551442, OSTERVILLE, MA 02655-1442

Mortgage

Document Number	32421-210
Date	Oct 29, 2019
Book Page	032421/000210
Instrument	53745

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Dec 18, 2017
Property Address	54 SWIFT AVE, OSTERVILLE, MA 02655-1442
Document Number	30969-345
Book / Page	30969 / 345
Instrument	64268
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SWIFT AVE, OSTERVILLE, MA 02655-1442

Mortgage

Document Number	309700001
Date	Dec 18, 2017
Instrument	30970/0001

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 54 Swift Ave was $5,070, up 3.9% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00 (+3.94%)	$626,700 (+0.34%) Land $325,200 Building $301,500	$798,855
2024	$4,878.00 (+3.39%)	$624,600 (+10.41%) Land $325,200 Building $299,400
2023	$4,718.00	$565,700 Land $302,400 Building $263,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Swift Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Swift Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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