54 SW 7th St, Chehalis, WA 98532 Property Records

Lewis County property record for 54 SW 7th St, Chehalis, WA 98532

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,827 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$235,500 (Apr 2019)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage + 1 more
APN	`005014-001-000`

Property Details

APN / Parcel Number

Primary APN	`005014-001-000`
Alternative APNs	`2223635` `16346`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Upper Floors Area	490 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	112 ft deep x 49 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2223635
Street Address	54 SW 7TH ST
City	CHEHALIS
State	WA
Zip	98532-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 32 TOWNSHIP 14N RANGE 02W PTN LT 10 BLK 19 W.M. URQUAHARTS ADD 1/50 2002072
Legal Range	02W
Legal Township	14N
Legal Section	32
Legal Subdivision	HARTS ADD
Legal Block	19
Legal Lot Number	10
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1003
Census Tract	970900

Owner

54 SW 7th St is owned and occupied by two individuals who acquired it in February 2022.

Source: Lewis County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit OAK CREDIT UNION
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FINANCE INC
Apr 17, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FIN COMMIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20193500750
Last Transfer Date	Feb 23, 2022
Transfer Doc	0003571800
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Recording Date	Jun 1, 2026
Property Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212
Document Number	0003639073
Instrument Date	May 26, 2026
Instrument	20263639073
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212
Investor	Possibly a Property Investor

Mortgage

Document Number	0003639073,
Date	Jun 1, 2026
Instrument	20263639073

Lender

Name	OAK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Feb 28, 2022
Property Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212
Document Number	0003571800
Map Reference	VOL 1 PG 50
Instrument Date	Feb 23, 2022
Instrument	3571800
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212

Mortgage

Document Number	0003571801
Date	Feb 28, 2022
Instrument	3571801

Lender

Name	UNITED FINANCE INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Apr 17, 2019
Property Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212
Document Number	0003500750
Instrument Date	Apr 1, 2019
Instrument	3500750
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,196.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SW 7TH ST, CHEHALIS, WA 98532-3212
Investor	Possibly a Property Investor

Mortgage

Document Number	0003500752
Date	Apr 17, 2019
Instrument	3500752

Lender

Name	WASHINGTON STATE HOUSING FIN COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0003500751
Date	Apr 17, 2019
Instrument	3500751

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 54 SW 7th St was $2,680, up 0.3% from the year before.

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Chehalis City
Unified School District	Chehalis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+0.3%)	$333,900 (-) Land $95,800 Building $238,100	$333,900 (-) Land $95,800 Building $238,100
2024	$2,672.00	$333,900 Land $95,800 Building $238,100	$333,900 Land $95,800 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 54 SW 7th St; there have been 221 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	221 (1986–2025)
Claims Outside the SFHA	4 of 221
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 28 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 65 claims Severe Storms & Flooding, Nov 1990 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 SW 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEHALIS WATER DEPARTMENT serves 11,718 people · EPA ID WA5312250
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless · Cable in parts of the area	1,000 / 250
Verizon Fixed Wireless	300 / 20
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve.

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