54 Suwannee Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 54 Suwannee Dr, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,871 sqft · built 2023
Lot Size0.107 acres (4,661 sqft)
Owner2 Individual Names on Record
Last Sale$707,100 (Mar 2023)
Tax Bill$5,089 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-3S-18-16150-000-1120

Property Details

APN / Parcel Number

Primary APN23-3S-18-16150-000-1120
Alternative APN
  • 23-318-16150-000-1120

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,871 sqft Living Area
Gross Area2,617 sqft
1st Floor Area1,871 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions90 ft deep x 52 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address54 SUWANNEE DR
CityINLET BEACH
StateFL
Zip32461-8689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 112 WATERSOUND ORIGINS LONGLEAF PARK PH 1 PB 24-47 OR 3258-2900 OR 3284-3265
Legal SubdivisionWATERSOUND ORIGINS LONGLEAF PARK
Legal Block11
Legal Lot Number112
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2019
Census Tract950610

Owner

Source: Walton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 SUWANNEE DR, INLET BEACH, FL 32461-8689
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Deed Document Number202310379
Deed Book / Page3284 / 3265
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 27, 2023
Property Address54 SUWANNEE DR, INLET BEACH, FL 32461-8689
Document Number0032843265
Book / Page3284 / 3265
Map ReferenceMB 24 PG 47&48
Instrument DateMar 24, 2023
Instrument20230010379
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2024
Title CompanyRODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,949.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4592 E HIGHWAY 20, NICEVILLE, FL 32578-7711

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 SEWANEE CIR, PANAMA CITY, FL 32405-3519

Mortgage

Document Number0032843267
DateMar 27, 2023
Instrument3284/3267
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.84%
Type Change DateApr 1, 2026
Min Rate At Change7.84%
Max Rate At Change3.84%
IndexPrime Rate
Max Rate11.8%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,089.00 (+1.92%)$601,848 (+645.32%)$614,978 (+661.58%) Land $115,000 Building $499,978
2024$4,993.00 (+581.17%)
2023$733.00$80,750 (+18,252.27%) Land $80,750$80,750 (+18,252.27%) Land $80,750
2022$440 Land $440$440 Land $440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000

Nearby Properties on Suwannee Dr

Nearby Streets

Search Property Records by Address or Parcel Number