54 Stream View Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 54 Stream View Dr, Cumberland, RI 02864

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,350 sqft · built 2015
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jul 2021)
Tax Bill$4,308 (2025)
Deeds & MortgagesJan 2021 Refinance
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-0009-34

Property Details

APN / Parcel Number

Primary APN1-0009-34
Alternative APNs
  • CUMB M:015 B:0132 L:054
  • M:015 B:0132 L:000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,350 sqft Living Area
Gross Area2,025 sqft
1st Floor Area675 sqft
Basement Area675 sqft
Unfinished Basement675 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1-0009-34
Street Address54 STREAM VIEW DR
CityCUMBERLAND
StateRI
Zip02864-5421
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code110
Legal Block132
Legal Lot Number54
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2014
Census Tract11301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal
listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 STREAM VIEW DR, CUMBERLAND, RI 02864-5421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Jul 7, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE
Aug 26, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleAug 26, 2019 · Amount on Record
Deed Document Number2021125547
Deed Book / Page1895 / 781
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address54 STREAM VIEW DR, CUMBERLAND, RI 02864-5421
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001873-758
DateJan 27, 2021
Book Page1873/758
Instrument121092
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 7, 2021
Property Address54 STREAM VIEW DR, CUMBERLAND, RI 02864-5421
Document Number001895-781
Book / Page1895 / 781
Instrument DateJul 7, 2021
Instrument125547
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 STREAM VIEW DR, CUMBERLAND, RI 02864-5421

Mortgage

Document Number0000125546
DateJul 7, 2021
Instrument125546
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateAug 26, 2019
Property Address54 STREAM VIEW DR, CUMBERLAND, RI 02864-5421
Document Number001811-461
Book / Page1811 / 461
Instrument DateAug 20, 2019
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001811464
DateAug 26, 2019
Instrument1811/464
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,308.00 (+5.59%)$351,100 (-) Building $351,100
2023$4,080.00 (-1.09%)$351,100 (+27.58%) Building $351,100
2022$4,125.00$275,200 Building $275,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims10 (1979–2023)
Claims Outside the SFHA3 of 10
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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