54 Stowneck Rd, Salem, NJ 08079 Property Records

Salem County and Lower Alloways Creek Township property record for 54 Stowneck Rd, Salem, NJ 08079

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1925
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2022)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00053-0000-00017-03`

Property Details

APN / Parcel Number

Primary APN	`05-00053-0000-00017-03`
Alternative APNs	`05000530000000170003` `05000530000000173`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	193,842 sqft

Location & Zoning

Old Parcel Number	05000530000000173
Street Address	54 STOWNECK RD
City	SALEM
State	NJ
Zip	08079-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Legal Lot Number	17.3
Jurisdiction	SALEM NJ
Township / Civil Division	LOWER ALLOWAYS CREEK
Census Block Group	1
Census Block	1057
Census Tract	22201

Owner

54 Stowneck Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Salem County and Lower Alloways Creek Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 STOWNECK RD, SALEM, NJ 08079-3433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage PENNSVILLE NATIONAL BANK
Sep 1, 2022	Deed, Transfer · Commercial Mortgage PENNSVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Feb 26, 2010 · Amount on File
Deed Document Number	20229551
Deed Book / Page	4642 / 1981
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	54 STOWNECK RD, SALEM, NJ 08079-3433
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 STOWNECK RD, SALEM, NJ 08079-3433

Mortgage

Document Number	0046501883
Date	Dec 5, 2022
Book Page	4650/1883
Instrument	2022012424

Lender

Name	PENNSVILLE NATIONAL BANK
Type	Bank
Address	PENNSVILLE, NJ 08070

Agreement

Amount	Amount on Record
Term	84 Months
Due	Dec 3, 2029

Interest

Rate	6.75%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Sep 1, 2022
Property Address	54 STOWNECK RD, SALEM, NJ 08079-3433
Document Number	0046421981
Book / Page	4642 / 1981
Instrument Date	Aug 31, 2022
Instrument	2022009551
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	WEST JERSEY TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 STOWNECK RD, 54, SALEM, NJ 08079-3433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 STOW NECK ROAD, LOWER ALLOWAYS CREEK TWP, NJ

Mortgage

Document Number	2022009552
Date	Sep 1, 2022
Instrument	2022009552

Lender

Name	PENNSVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 31, 2023

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 54 Stowneck Rd was $2,539, up 12.7% from the year before.

Source: Salem County and Lower Alloways Creek Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Lower Alloways Creek Township
Unified School District	Lower Alloways Creek Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,500 (+141.91%) Land $84,500 Building $222,000	$306,500 (+141.91%) Land $84,500 Building $222,000
2025	$2,539.00 (+12.74%)	$126,700 Land $46,800 Building $79,900	$126,700 Land $46,800 Building $79,900
2024	$2,252.00
2023		$112,200 Land $46,800 Building $65,400	$112,200 Land $46,800 Building $65,400
2022	$1,569.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54 Stowneck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Stowneck Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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