54 Steven Rd, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 54 Steven Rd, Bellingham, MA 02019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,805 sqft · built 1964
Lot Size	1.89 acres (82,416 sqft)
Owner	2 Individual Names on File
Last Sale	$362,500 (Apr 2019)
Tax Bill	$6,054 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone A (high risk)
APN	`BELL M:0059 B:0026 L:0000`

Property Details

APN / Parcel Number

Primary APN	`BELL M:0059 B:0026 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
Gross Area	2,764 sqft
Basement Area	768 sqft
Unfinished Basement	499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,416 sqft (1.89 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	54 STEVEN RD
City	BELLINGHAM
State	MA
Zip	02019-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	26
Jurisdiction	BELLINGHAM MA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1018
Census Tract	443104

Owner

54 Steven Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 STEVEN RD, BELLINGHAM, MA 02019-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Apr 26, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Book / Page	36751 / 408
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	36751-408
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Property Address	54 STEVEN RD, BELLINGHAM, MA 02019-1630
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040440-534
Date	Apr 5, 2022
Book Page	40440/534
Instrument	29764

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELLINGHAM MA
Property Address	54 STEVEN RD, BELLINGHAM, MA 02019-1630
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039379-406
Date	May 11, 2021
Book Page	39379/406
Instrument	61655

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELLINGHAM MA
Recording Date	Apr 26, 2019
Property Address	54 STEVEN RD, BELLINGHAM, MA 02019-1630
Document Number	36751-408
Book / Page	36751 / 408
Instrument Date	Apr 11, 2019
Instrument	30770
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 STEVEN RD, BELLINGHAM, MA 02019-1630

Mortgage

Document Number	30771
Date	Apr 26, 2019
Instrument	30771

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 54 Steven Rd was $6,054, up 3.4% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Bellingham Town
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,054.00 (+3.43%)	$488,600 (+4.85%) Land $197,800 Building $285,000	$490,675 (-)
2025	$5,853.00 (+4.61%)	$466,000 (+7.1%) Land $180,000 Building $286,000	$490,675 (+3.11%)
2024	$5,595.00 (+3.73%)	$435,100 (+5.27%) Land $164,400 Building $270,700	$475,855
2023	$5,394.00	$413,300 Land $156,500 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Steven Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Steven Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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