54 State St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 54 State St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,688 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Nov 2017)
Tax Bill	$5,700 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:37 L:109`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:37 L:109`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	4,777 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	54 STATE ST
City	BIDDEFORD
State	ME
Zip	04005-2344
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MSRD2
Legal Lot Number	109
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2002
Census Tract	25204

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 STATE ST, BIDDEFORD, ME 04005-2344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Nov 8, 2019	Deed of Trust, Mortgage TOWN & CNTRY FCU
Nov 3, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK
Mar 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	201747089
Deed Book / Page	17597 / 23
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	54 STATE ST, BIDDEFORD, ME 04005-2344
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189310568
Date	Jan 20, 2022
Book Page	18931/568
Instrument	2022003027

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	54 STATE ST, BIDDEFORD, ME 04005-2344
Document Number	0181130497
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 STATE ST BIDDEFORD POOL ME 04006, BIDDEFORD POOL, ME 04006

Mortgage

Document Number	0181130497
Date	Dec 4, 2019
Book Page	018113/000497
Instrument	52047

Lender

Name	TOWN & CNTRY FCU
Address	SOUTH PORTLAND, ME 04116-9420

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 3, 2024

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Nov 3, 2017
Property Address	54 STATE ST, BIDDEFORD, ME 04005-2344
Document Number	0175970023
Book / Page	017597 / 000023
Instrument Date	Nov 1, 2017
Instrument	47089
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	BAY AREA TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	233 NEW GORHAM RD WESTBROOK ME 04092, WESTBROOK, ME 04092

Mortgage

Document Number	175970026
Date	Nov 3, 2017
Book Page	017597/000026
Instrument	47090

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 17, 2017
Property Address	54 STATE ST, BIDDEFORD, ME 04005-2344
Document Number	0174370187
Book / Page	017437 / 000187
Instrument Date	Feb 10, 2017
Instrument	10029
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 STATE ST BIDDEFORD ME 040052344, BIDDEFORD, ME 04005-2344

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,700.00 (+6.32%)	$381,500 (+1.19%) Land $136,600 Building $244,900
2024	$5,361.00 (+9.41%)	$377,000 (+0.94%) Land $136,600 Building $240,400
2023	$4,900.00 (+8.12%)	$373,500 (+35.23%) Land $136,600 Building $236,900
2022	$4,532.00	$276,200 Land $74,400 Building $201,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband, Verizon, Xfinity.

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