54 Southwind Cir, Richmond, CA 94804 Property Records

Contra Costa County property record for 54 Southwind Cir, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,092 sqft · built 1994
Lot Size	0.087 acres (3,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Dec 2024)
Tax Bill	$19,648 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560-560-108-6`

Property Details

APN / Parcel Number

Primary APN	`560-560-108-6`
Alternative APN	`560-560-108`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	922 sqft
2nd Floor Area	1,170 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cluster
Lot Area	3,793 sqft (0.087 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	54 SOUTHWIND CIR
City	RICHMOND
State	CA
Zip	94804-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6978 L108
Legal Subdivision	SUBDIVISION 6978
Legal Tract	6978
Legal Lot Number	108
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	380001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2017	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 19, 2016	Deed of Trust, Mortgage TESSA GRAGG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2024138850
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404

Mortgage

Document Number	0000024693
Date	Mar 13, 2026
Instrument	2026- 024693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 17, 2017
Property Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404
Document Number	0000047220
Map Reference	MB336 PG381
Instrument Date	Mar 14, 2017
Instrument	2017-047220
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404

Mortgage

Document Number	0000047221
Date	Mar 17, 2017
Instrument	2017-047221

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404
Document Number	0000002331
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	54 SOUTHWIND CIR RICHMOND CA 948047404, RICHMOND, CA 94804-7404

Mortgage

Document Number	0000002331
Date	Jan 5, 2017
Instrument	2331

Lender

Name	TESSA GRAGG
Address	54 SOUTHWIND CIR, RICHMOND, CA 94804-7404

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,135,000 (-9.2%) Land $710,000 Building $425,000
2025	$19,648.00 (+31.89%)	$1,250,000 (+35.83%) Land $800,000 Building $450,000
2023	$14,897.00 (+1.54%)	$920,299 Land $619,446 Building $300,853
2022	$14,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

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