54 South Rd, Exeter, RI 02822 Property Records

Exeter Town property record for 54 South Rd, Exeter, RI 02822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1977
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2017)
Tax Bill	$4,929 (2025)
Deeds & Mortgages	May 2023 Refinance Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4517-15`

Property Details

APN / Parcel Number

Primary APN	`4517-15`
Alternative APN	`EXET M:0038 B:0003 L:0008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,378 sqft
1st Floor Area	1,248 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	4517-15
Street Address	54 SOUTH RD
City	EXETER
State	RI
Zip	02822-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-3
Legal Block	3
Legal Lot Number	8
Jurisdiction	EXETER RI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3077
Census Tract	50500

Owner

Source: Exeter Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 SOUTH RD, EXETER, RI 02822-3517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	2017402
Deed Book / Page	501 / 182
Last Transfer Date	May 18, 2023
Transfer Doc	0000608-89
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EXETER RI
Recording Date	May 23, 2023
Property Address	54 SOUTH RD, EXETER, RI 02822-3517
Document Number	0000608-89
Book / Page	608 / 89
Instrument Date	May 18, 2023
Instrument	381
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SOUTH RD, EXETER, RI 02822-3517

Mortgage

Document Number	0000608-91
Date	May 23, 2023
Book Page	608/91
Instrument	382

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	54 SOUTH RD, EXETER, RI 02822-3517
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	571-77
Date	Mar 10, 2021
Book Page	571/77
Instrument	350

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Exeter Town
Elementary School District	Exeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,929.00 (+26.51%)	$334,200 (+22.42%) Land $144,400 Building $189,800
2023	$3,896.00 (+2.36%)	$273,000 (-) Land $127,300 Building $145,700
2022	$3,806.00	$273,000 Land $127,300 Building $145,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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