54 Shell Ave, Milford, CT 06460 Property Records

Milford City property record for 54 Shell Ave, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,974 sqft · built 1925
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Nov 2000)
Tax Bill	$10,967 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MILF M:27 B:443 L:8`

Property Details

APN / Parcel Number

Primary APN	`MILF M:27 B:443 L:8`
Alternative APNs	`M:00027 B:00443 L:000008` `MLFD M:27 B:443 L:8` `8667`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,044 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8667
Street Address	54 SHELL AVE
City	MILFORD
State	CT
Zip	06460-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	443
Legal Lot Number	8
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2007
Census Tract	150200

Owner

Source: Milford City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 SHELL AVE, MILFORD, CT 06460-6351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage M & T BANK
Dec 31, 2020	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2000 · Amount on Record
Deed Sale	Nov 27, 2000 · Amount on Record
Deed Book / Page	2438 / 221
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	54 SHELL AVE, MILFORD, CT 06460-6351
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004156-232
Date	Oct 8, 2025
Book Page	4156/232
Instrument	6579

Lender

Name	M & T BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	54 SHELL AVE, MILFORD, CT 06460-6351
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3918-95
Date	Dec 31, 2020
Book Page	3918/95
Instrument	6579070015

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Milford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,967.00	$371,130 (-) Land $208,110 Building $163,020	$259,791 Land $145,677 Building $114,114
2024	$10,967.00 (+8.76%)
2023	$10,084.00	$371,130 Land $208,110 Building $163,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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