54 Shadowridge Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 54 Shadowridge Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,531 sqft · built 1983
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2015)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403140A114`

Property Details

APN / Parcel Number

Primary APN	`403140A114`
Alternative APN	`2-0110-5364-00-0104.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	4,583 sqft
1st Floor Area	2,531 sqft
Basement Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	546 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	403140A114
Street Address	54 SHADOWRIDGE DR
City	SAINT PETERS
State	MO
Zip	63376-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SHADOW CREEK #2 LOT 104
Legal Subdivision	SHADOW CREEK #2
Legal Lot Number	104
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3010
Census Tract	311311

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 SHADOWRIDGE DR, SAINT PETERS, MO 63376-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit MISSOURI VALLEY FCU
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Prior Sale	Nov 13, 2009 · Amount on File
Deed Document Number	2015395470
Deed Book / Page	6375 / 902
Prior Transfer Date	Jun 12, 2015
Prior Transfer Doc	0063750902
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	54 SHADOWRIDGE DR, SAINT PETERS, MO 63376-2360
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071251964
Date	Aug 19, 2019
Book Page	7125/1964
Instrument	20190819000437410

Lender

Name	MISSOURI VALLEY FCU
Type	Credit Union
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	54 SHADOWRIDGE DR, SAINT PETERS, MO 63376-2360
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R019579
Date	Mar 5, 2021
Instrument	2021R-019579

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,556.00 (+6.23%)	$65,642 (+9.02%)	$345,482 (+9.02%) Land $60,000 Building $285,482
2024	$4,289.00
2023		$60,212
2022			$316,904 Land $50,000 Building $266,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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