54 Shadow Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 54 Shadow Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1996
Lot Size	0.843 acres (36,721 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 2022)
Tax Bill	$2,623 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8594382042`

Property Details

APN / Parcel Number

Primary APN	`8594382042`
Alternative APNs	`859400382042` `00034416` `62331000` `97056966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Material	Rolled Roofing
Lot Area	36,721 sqft (0.843 acres)
Porch	Porch
Porch Area	306 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97056966
Street Address	54 SHADOW DR
City	WHISPERING PINES
State	NC
Zip	28327-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOT 1 B 2 B SEC 8 WHISPERING PINES MUNI SHADOW
Legal Subdivision	WHISPERING PINES
Legal Lot Number	1
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1008
Census Tract	950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 SHADOW DR, WHISPERING PINES, NC 28327-9390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIER PROCESSING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Deed Document Number	20228275
Deed Book / Page	5847 / 177
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	54 SHADOW DR, WHISPERING PINES, NC 28327-9390
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SHADOW DR, WHISPERING PINES, NC 28327-9390

Mortgage

Document Number	006411/594
Date	Sep 12, 2025
Book Page	6411/594
Instrument	2025013026

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	May 10, 2022
Property Address	54 SHADOW DR, WHISPERING PINES, NC 28327-9390
Document Number	005847/177
Book / Page	5847 / 177
Map Reference	MB 8 PG 66
Instrument Date	Apr 19, 2022
Instrument	2022008275
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7815 ASHBY GLEN DR, 7815, HUNTERSVILLE, NC 28078-1281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SHADOW DR, WHISPERING PINES, NC 28327-9390

Mortgage

Document Number	2022008276
Date	May 10, 2022
Instrument	2022008276

Lender

Name	PREMIER PROCESSING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,623.00 (+4.25%)	$358,220 (-) Land $80,280 Building $277,940
2025	$2,516.00 (+2.19%)	$358,220 (-) Land $80,280 Building $277,940
2024			$358,220 (-) Land $80,280 Building $277,940
2023	$2,462.00	$358,220 Land $80,280 Building $277,940	$358,220 Land $80,280 Building $277,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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