54 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 54 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1918
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Oct 2020)
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00075-0000-00006-01`

Property Details

APN / Parcel Number

Primary APN	`19-00075-0000-00006-01`
Alternative APNs	`19000750000000060001` `00014750`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
1st Floor Area	740 sqft
Upper Floors Area	630 sqft
Basement Area	468 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00014750
Street Address	54 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WATER WITCH DEV CO
Legal Block	75
Legal Lot Number	6.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2027
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 SEADRIFT AVE, HIGHLANDS, NJ 07732-1530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 27, 2020	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	2020125367
Deed Book / Page	9452 / 976
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	54 SEADRIFT AVE, HIGHLANDS, NJ 07732-1530
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095793554
Date	Feb 17, 2022
Book Page	9579/3554
Instrument	2022019649

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 27, 2020
Property Address	54 SEADRIFT AVE, HIGHLANDS, NJ 07732-1530
Document Number	0000125367
Book / Page	009452 / 000976
Instrument Date	Oct 17, 2020
Instrument	125367
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SEADRIFT AVE HIGHLANDS NJ 077321530, HIGHLANDS, NJ 07732-1530

Mortgage

Document Number	125368
Date	Oct 27, 2020
Book Page	009452/001028
Instrument	125368

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,500 (+19.03%) Land $364,700 Building $233,800	$598,500 (+19.03%) Land $364,700 Building $233,800
2025	$8,598.00 (+3.16%)	$502,800 (+28.33%) Land $271,200 Building $231,600	$502,800 (+28.33%) Land $271,200 Building $231,600
2024	$8,335.00 (+16.93%)
2023		$391,800 Land $157,400 Building $234,400	$391,800 Land $157,400 Building $234,400
2022	$7,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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