54 Scott Rd, Coldwater, MS 38618 Property Records

Tate County property record for 54 Scott Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,360 sqft · built 1960
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Tax Bill	$678 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091 01 0000800`

Property Details

APN / Parcel Number

Primary APN	`091 01 0000800`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,360 sqft Finished Area
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	54 SCOTT RD
City	COLDWATER
State	MS
Zip	38618-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 SW 1/4
Legal Range	07
Legal Township	05
Legal Section	01
Jurisdiction	TATE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	950202

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1505 MOUNT VERNON RD, SENATOBIA, MS 38668-5579
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUARANTY BANK & TRUST COMPANY
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage EAGLE BANK
Aug 23, 2019	Warranty Deed, Transfer
Mar 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019
Deed Sale	Aug 23, 2019
Prior Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	0020192944
Deed Book / Page	2019 / 2944
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	54 SCOTT RD, COLDWATER, MS 38618-3013
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/11182
Date	Aug 23, 2019
Book Page	2019/11182

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2020

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	54 SCOTT RD, COLDWATER, MS 38618-3013
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/6927
Date	Apr 25, 2022
Book Page	2022/6927

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	54 SCOTT RD, COLDWATER, MS 38618-3013
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3563
Date	Mar 18, 2020
Book Page	2020/3563

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Aug 23, 2019
Property Address	54 SCOTT RD, COLDWATER, MS 38618-3013
Document Number	2019/2944
Book / Page	2019 / 2944
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Mar 21, 2019
Property Address	54 SCOTT RD, COLDWATER, MS 38618-3013
Document Number	2019/938
Book / Page	2019 / 938
Instrument Date	Mar 6, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$678.00 (+16.49%)	$5,546 (+26.19%) Land $1,225 Building $4,321	$55,462 (+26.2%) Land $12,250 Building $43,212
2023	$582.00	$4,395 Land $1,225 Building $3,170	$43,949 Land $12,250 Building $31,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tallahatchie Valley Internet Services Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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