54 School St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 54 School St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,663 sqft · built 1918
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Apr 2020)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2020 Sale & Mortgage
APN	`WINC M:5B2 B:0 L:228`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5B2 B:0 L:228`
Alternative APN	`WCDN M:5B2 B:0 L:228`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,663 sqft Living Area
Gross Area	2,915 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	54 SCHOOL ST
City	WINCHENDON
State	MA
Zip	01475-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Lot Number	228
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	3
Census Block	3008
Census Tract	701102

Owner

54 School St is owned and occupied by two individuals who bought it in April 2020.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 SCHOOL ST, WINCHENDON, MA 01475-1571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2020	Quit Claim Deed, Transfer · FHA Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Document Number	202037877
Deed Book / Page	62214 / 186
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	62214-186
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	54 SCHOOL ST, WINCHENDON, MA 01475-1571
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	065667-276
Date	Jul 22, 2021
Book Page	65667/276
Instrument	102053

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Apr 15, 2020
Property Address	54 SCHOOL ST, WINCHENDON, MA 01475-1571
Document Number	62214-186
Book / Page	62214 / 186
Instrument Date	Apr 14, 2020
Instrument	37877
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SCHOOL ST, WINCHENDON, MA 01475-1571
Investor	Possibly a Property Investor

Mortgage

Document Number	37878
Date	Apr 15, 2020
Instrument	37878

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 54 School St was $2,654, up 3.6% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (+3.63%)	$225,900 (+10.63%) Land $36,000 Building $189,900	$311,125 (-0.06%)
2024	$2,561.00 (-5.25%)	$204,200 (+1.24%) Land $34,500 Building $169,700	$311,315
2023	$2,703.00	$201,700 Land $33,800 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 54 School St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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