54 School St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 54 School St, Concord, NH 03301

Property Summary

Property Type	Triplex
Details	9 bd · 4 ba · 4,283 sqft · built 1880
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Tax Bill	$13,472 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jan 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6444Z B:83`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6444Z B:83`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,283 sqft Living Area
Gross Area	6,426 sqft
1st Floor Area	1,826 sqft
Basement Area	1,622 sqft
Unfinished Basement	1,622 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	54 SCHOOL ST
City	CONCORD
State	NH
Zip	03301-3973
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RD
Legal Block	83
Legal Lot Number	6
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1015
Census Tract	32300

Owner

54 School St, a triplex, is owner-occupied and held in a trust since May 2019.

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	54 SCHOOL ST, CONCORD, NH 03301-3973
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jan 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2019	Quit Claim Deed, Mortgage TD BK NA
May 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 8, 2019
Transfer Doc	0036300368
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	54 SCHOOL ST, CONCORD, NH 03301-3973
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031248
Date	Dec 7, 2021
Book Page	3772/1154
Instrument	202100031248

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jan 7, 2020
Property Address	54 SCHOOL ST, CONCORD, NH 03301-3973
Document Number	0036611987
Book / Page	003661 / 001987
Instrument Date	Nov 26, 2019
Instrument	474
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 SCHOOL ST CONCORD NH 033013973, CONCORD, NH 03301-3973

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 4, 2019
Property Address	54 SCHOOL ST, CONCORD, NH 03301-3973
Document Number	0036571742
Book / Page	003657 / 001742
Instrument Date	Nov 26, 2019
Instrument	22865
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 SCHOOL ST CONCORD NH 033013973, CONCORD, NH 03301-3973

Mortgage

Document Number	36571745
Date	Dec 4, 2019
Book Page	003657/001745
Instrument	22867

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2034

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	May 9, 2019
Property Address	54 SCHOOL ST, CONCORD, NH 03301-3973
Document Number	0036300368
Book / Page	003630 / 000368
Instrument Date	May 8, 2019
Instrument	7200
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 SCHOOL ST CONCORD NH 033013973, CONCORD, NH 03301-3973

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	54 SCHOOL ST, CONCORD, NH 03301-3973
Document Number	0036142680
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 SCHOOL ST CONCORD NH 033013929, CONCORD, NH 03301-3929

Mortgage

Document Number	0036142680
Date	Nov 14, 2018
Book Page	003614/002680
Instrument	20763

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 54 School St was $13,472, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,472.00 (+5.13%)	$462,800 (-) Land $91,400 Building $371,400
2024	$12,815.00 (+3.93%)	$462,800 (+0.81%) Land $91,400 Building $371,400
2023	$12,331.00 (+3.74%)	$459,100 (-) Land $91,400 Building $367,700
2022	$11,886.00	$459,100 Land $91,400 Building $367,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 54 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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