54 San Raphael, Dana Point, CA 92629 Property Records

Orange County property record for 54 San Raphael, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 1994
Lot Size	0.095 acres (4,120 sqft)
Owner	2 Company Names on Record
Last Sale	$722,000 (Jan 2004)
Tax Bill	$12,912 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`672-511-02`

Property Details

APN / Parcel Number

Primary APN	`672-511-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	4,120 sqft (0.095 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	54 SAN RAPHAEL
City	DANA POINT
State	CA
Zip	92629-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13505 BLK LOT 2
Legal Subdivision	13505 DANA POINT
Legal Tract	13505
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2003
Census Tract	42323

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	54 SAN RAPHAEL, DANA POINT, CA 92629-4041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Intrafamily Transfer, Transfer
Aug 10, 2018	Deed of Trust, Mortgage · ARM COMPASS BANK
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2004 · Amount on Record
Deed Sale	Jan 6, 2004 · Amount on Record
Prior Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	20049949
Prior Transfer Date	Apr 21, 1997
Prior Transfer Doc	0000226853
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2024
Property Address	54 SAN RAPHAEL, DANA POINT, CA 92629-4041
Document Number	0000021842
Map Reference	MB 638 PG 12-14
Instrument Date	Jan 26, 2024
Instrument	2024000021842
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SAN RAPHAEL, DANA POINT, CA 92629-4041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	54 SAN RAPHAEL, DANA POINT, CA 92629-4041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293519
Date	Aug 10, 2018
Instrument	2018000293519

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Margin	2
Max Rate	8.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	54 SAN RAPHAEL, DANA POINT, CA 92629-4041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SAN RAPHAEL, DANA POINT, CA 92629-4041

Mortgage

Document Number	0000458132
Date	Sep 1, 2020
Instrument	2020000458132

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,047,058 (+2%) Land $746,240 Building $300,818
2025	$12,912.00 (+3.69%)	$1,026,528 (+4.04%) Land $731,608 Building $294,920
2024	$12,453.00 (+3.97%)
2023	$11,978.00 (+3.16%) Homeowner's exemption	$986,667 Land $703,198 Building $283,469
2022	$11,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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