54 Saint Clair Dr, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 54 Saint Clair Dr, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,850 sqft · built 1958
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Mar 2017)
Tax Bill	$6,985 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012200 85.14-5-58`

Property Details

APN / Parcel Number

Primary APN	`012200 85.14-5-58`
Alternative APNs	`220008501400050580000000` `08501400050580000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	213 sqft
Patio Area	385 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501400050580000000
Street Address	54 SAINT CLAIR DR
City	DELMAR
State	NY
Zip	12054-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	KENAWARE SEC 1 LOT 54 DELMAR
Legal Subdivision	DELMAR
Legal Block	5
Legal Lot Number	58.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2010
Census Tract	14202

Owner

54 Saint Clair Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Mar 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES FCU
Mar 21, 2017	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2017 · Amount on File
Deed Sale	Mar 21, 2017 · Amount on File
Prior Sale	May 9, 2006 · Amount on File
Deed Document Number	20176828
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000008126
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516

Mortgage

Document Number	0000006295
Date	Nov 10, 2022
Instrument	R2022-26295

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Sep 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008128
Date	Mar 16, 2021
Instrument	R2021-08128

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Interest

Rate	3%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Mar 16, 2021
Property Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516
Document Number	0000008126
Map Reference	MAP 3521 DR 158
Instrument Date	Feb 12, 2021
Instrument	R2021-08126
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516

Mortgage

Document Number	0000008127
Date	Mar 16, 2021
Instrument	R2021-08127

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 21, 2017
Property Address	54 SAINT CLAIR DR, DELMAR, NY 12054-2516
Document Number	0000006828
Instrument Date	Mar 15, 2017
Instrument	6828
Transaction Type	Transfer
Record Updated	Jul 5, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MAIN ST POESTENKILL NY 121403206, POESTENKILL, NY 12140-3206

Mortgage

Document Number	6829
Date	Mar 21, 2017
Instrument	6829

Lender

Name	SEFCU
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 54 Saint Clair Dr was $6,985, up 1.1% from the year before.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,985.00 (+1.1%)
2025	$6,909.00	$210,000 Land $60,000 Building $150,000	$328,125 Land $93,750 Building $234,375
2023		$210,000 Land $60,000 Building $150,000	$280,000 Land $80,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Saint Clair Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Saint Clair Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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