Berkeley County property record for 54 Saffron Ter, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,571 sqft · built 2017 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,814 (Sep 2017) |
| Tax Bill | $2,100 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14E-0263.0000 |
| Primary APN | 02-14E-0263.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,571 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07242117 |
|---|---|
| Street Address | 54 SAFFRON TER |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .13 AC LOT 144 SEC 1 PHZ 11A PLAT 1 SPRING MILLS PUD |
| Legal Lot Number | 144 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971105 |
54 Saffron Ter is owned and occupied by an individual who bought it in September 2017.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 54 SAFFRON TER, FALLING WATERS, WV 25419-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 26, 2017 | Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on File |
| Deed Sale | Sep 26, 2017 · Amount on File |
| Deed Document Number | 20170033668 |
| Deed Book / Page | 1187 / 513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 54 SAFFRON TER, FALLING WATERS, WV 25419-1518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3588/348 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 3588/348 |
| Instrument | 20200035237 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 54 SAFFRON TER, FALLING WATERS, WV 25419-1518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3195/478 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 3195/478 |
| Instrument | 20170033669 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Sep 26, 2017 |
| Property Address | 54 SAFFRON TER, FALLING WATERS, WV 25419-1518 |
| Document Number | 1187/513 |
| Book / Page | 1187 / 513 |
| Map Reference | CAB 17 SL 145 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 20170033668 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,314.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 54 Saffron Ter was $2,100.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,100.00 | $172,740 Land $45,600 Building $127,140 | $287,900 Land $76,000 Building $211,900 |
| 2023 | $2,079.00 | $164,520 Land $38,940 Building $125,580 | $274,200 Land $64,900 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Saffron Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Saffron Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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