Hampden County and Springfield City property record for 54 S Shore Dr, Springfield, MA 01118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,677 sqft · built 1954 |
| Lot Size | 0.586 acres (25,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Apr 2026) |
| Tax Bill | $5,597 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:11020 P:0011 |
| Primary APN | SPRI S:11020 P:0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,677 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,531 sqft (0.586 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 110200011 |
|---|---|
| Street Address | 54 S SHORE DR |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01118-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 802400 |
54 S Shore Dr is owned by two individuals who bought it in April 2026.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6109 TWO HUNDRED FOURTH STREET CT E, CHICOPEE, MA |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| May 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOLYOKE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2026 · Amount on File |
| Deed Sale | Apr 3, 2026 · Amount on File |
| Prior Sale | Sep 9, 1988 · Amount on File |
| Deed Document Number | 202614512 |
| Deed Book / Page | 26279 / 292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 3, 2026 |
| Property Address | 54 S SHORE DR, SPRINGFIELD, MA 01118-1247 |
| Document Number | 026279-292 |
| Book / Page | 26279 / 292 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 202614512 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Date | Apr 3, 2026 |
|---|
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 54 S SHORE DR, SPRINGFIELD, MA 01118-1247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23206-237 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 23206/237 |
| Instrument | 24010 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 54 S Shore Dr was $5,597, up 4.2% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,597.00 (+4.23%) | $362,000 (+5.69%) Land $65,200 Building $296,800 | $392,785 (+8.49%) |
| 2025 | $5,370.00 | $342,500 Land $65,200 Building $277,300 | $362,045 (-8.85%) |
| 2024 | $397,195 | ||
| 2023 | $5,459.00 | $320,200 Land $62,100 Building $258,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 S Shore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 S Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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