54 S McGregor Ave, Mobile, AL 36608 Property Records

Mobile County property record for 54 S McGregor Ave, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,197 sqft · built 1966
Owner	Trust Name on File
Last Sale	$910,390 (Nov 2023)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806144000129`

Property Details

APN / Parcel Number

Primary APN	`R022806144000129`
Alternative APNs	`28 06 14 4 000 129.XXX` `00542611` `542611`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,197 sqft Living Area
1st Floor Area	1,838 sqft
Upper Floors Area	1,838 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Asphalt
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	542611
Old Parcel Number	R022806144000129
Street Address	54 S MCGREGOR AVE
City	MOBILE
State	AL
Zip	36608-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT THE NW COR OF LOT 1 YESTER OAKS S/D SEC 01 IN MBK 9/14 RUN TH NLY ALG THE E RWL OF MCGREGOR AVE 120 FT TO A PT TH RUN
Legal Range	02W
Legal Township	04S
Legal Section	01
Legal Subdivision	YESTER OAKS S/D
Legal Lot Number	1,180
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1023
Census Tract	3302

Owner

54 S McGregor Ave is owner-occupied and held in a trust since November 2023.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	54 S MCGREGOR AVE, MOBILE, AL 36608-1824
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2023069644
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	54 S MCGREGOR AVE, MOBILE, AL 36608-1824
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 S MCGREGOR AVE, MOBILE, AL 36608-1824

Mortgage

Document Number	0000062930
Date	Oct 17, 2025
Instrument	2025062930

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 29, 2023
Property Address	54 S MCGREGOR AVE, MOBILE, AL 36608-1824
Document Number	0000069644
Instrument Date	Nov 27, 2023
Instrument	2023069644
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 LOMBARDY CIR, CHARLOTTE, NC 28203-6058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	54 S MCGREGOR AVE, MOBILE, AL 36608-1824

Mortgage

Document Number	0000069645
Date	Nov 29, 2023
Instrument	2023069645

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 1, 2020
Property Address	54 S MCGREGOR AVE, MOBILE, AL 36608-1824
Document Number	0000038835
Instrument Date	Jun 26, 2020
Instrument	2020038835
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 FAIR MONT DR, 116, NORTH PORT, AL 33213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	545 S MCBREGOR AVE, MOBILE, AL 36602

Mortgage

Document Number	0000038836
Date	Jul 1, 2020
Instrument	2020038836

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jun 5, 2046

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 54 S McGregor Ave was $3,787 with a homeowner's exemption, down 1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00 (-1.02%) Homeowner's exemption	$60,520 (-1.03%) Land $10,000 Building $50,520	$605,200 (-1.03%) Land $100,000 Building $505,200
2024	$3,826.00 (+25.69%) Homeowner's exemption	$61,150 (+25.23%) Land $10,000 Building $51,150	$611,500 (+25.23%) Land $100,000 Building $511,500
2023	$3,044.00 Homeowner's exemption	$48,830 Land $10,000 Building $38,830	$488,300 Land $100,000 Building $388,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 S McGregor Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1978–2024)
Claims Outside the SFHA	21 of 29
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 S McGregor Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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