Putnam County property record for 54 S Grant St, Cloverdale, IN 46120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,219 sqft · built 1985 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,300 (Jan 2018) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-16-01-104-013.000-003 |
| Primary APN | 67-16-01-104-013.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 1,219 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,585 sqft (0.243 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000025207 |
|---|---|
| Street Address | 54 S GRANT ST |
| City | CLOVERDALE |
| State | IN |
| Zip | 46120-7900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | MCCOYS PT LOT 3 |
| Legal Subdivision | MCCOYS ENLARGEMENT |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 956500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cloverdale Historic District listed 2018 · 86 contributing resources · NRIS 100002496 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
54 S Grant St is owned and occupied by an individual who bought it in January 2018.
Source: Putnam County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 S GRANT ST, CLOVERDALE, IN 46120-7900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage RURAL DEV GUARANTEED LOAN |
| Jan 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 16, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on File |
| Deed Sale | Jan 16, 2018 · Amount on File |
| Prior Sale | Jan 16, 2018 · Amount on File |
| Deed Document Number | 2018219 |
| Prior Transfer Date | Jan 10, 2018 |
| Prior Transfer Doc | 0000000218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 54 S GRANT ST, CLOVERDALE, IN 46120-7900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000309 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023000309 |
| Name | RURAL DEV GUARANTEED LOAN |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Jan 16, 2018 |
| Property Address | 54 S GRANT ST, CLOVERDALE, IN 46120-7900 |
| Document Number | 0000000218 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 218 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 54 S GRANT ST CLOVERDALE IN 461207900, CLOVERDALE, IN 46120-7900 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Jan 16, 2018 |
| Property Address | 54 S GRANT ST, CLOVERDALE, IN 46120-7900 |
| Document Number | 0000000219 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 219 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 S GRANT ST CLOVERDALE IN 461207900, CLOVERDALE, IN 46120-7900 |
The 2025 property tax bill for 54 S Grant St was $464 with a homeowner's exemption, up 26.4% from the year before.
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Putnam County |
| County Subdivision | Cloverdale Township |
| Municipality | Cloverdale Town |
| Unified School District | Cloverdale Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 (+26.43%) Homeowner's exemption | $101,700 Land $12,400 Building $89,300 | $101,700 Land $12,400 Building $89,300 |
| 2024 | $367.00 | ||
| 2023 | $66,800 (+1.67%) Land $12,400 Building $54,400 | $66,800 (+1.67%) Land $12,400 Building $54,400 | |
| 2022 | $244.00 | $65,700 Land $12,400 Building $53,300 | $65,700 Land $12,400 Building $53,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 S Grant St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 S Grant St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVERDALE WATER WORKS serves 2,225 people · EPA ID IN5267003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Endeavor Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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