54 Rumson Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 54 Rumson Rd, Rumson, NJ 07760 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 6,753 sqft · built 1904
Lot Size	3.26 acres (142,441 sqft)
Owner	2 Individual Names on File
Last Sale	$3,250,000 (Jun 2026)
Tax Bill	$36,492 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-00103-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`41-00103-0000-00002`
Alternative APNs	`410010300002` `184700`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	6,753 sqft Living Area
1st Floor Area	6,753 sqft
Upper Floors Area	2,452 sqft
Attic	Attic
Attic Area	520 sqft
Basement Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	142,441 sqft
Garage Area	1,275 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	90 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	184700
Street Address	54 RUMSON RD
City	RUMSON
State	NJ
Zip	07760-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 103 LOTS 2 & 3
Legal Block	103
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2011
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00103-0000-00002

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	202653250
Deed Book / Page	9800 / 4197
Prior Transfer Date	Oct 04, 1995
Prior Transfer Doc	5450000560
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 30, 2026
Property Address	54 RUMSON RD, RUMSON, NJ 07760-1923
Document Number	0000053250
Book / Page	9800 / 4197
Instrument Date	Jun 10, 2026
Instrument	202653250
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$984,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WASHINGTON AVE, RUMSON, NJ 07760-2053

Mortgage

Document Number	0000053251,
Date	Jun 30, 2026
Instrument	202653251

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,976,400 (+14.31%) Land $2,511,200 Building $1,465,200	$3,976,400 (+14.31%) Land $2,511,200 Building $1,465,200
2025	$36,492.00 (+1.74%)	$3,478,700 (+14.25%) Land $2,231,800 Building $1,246,900	$3,478,700 (+14.25%) Land $2,231,800 Building $1,246,900
2024	$35,869.00 (+2.66%)
2023		$3,044,900 Land $2,016,100 Building $1,028,800	$3,044,900 Land $2,016,100 Building $1,028,800
2022	$34,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 67 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force 50 of 67 on primary residences
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022, rainfall accumulation
Flood Events	Hurricane Sandy (Nov 2012), 60 claims Hurricane Irene (Aug 2011), 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding (Dec 1992), 27 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 10% of New Jersey
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.