54 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 54 River Rd, Richmond, ME 04357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1900
Lot Size2.63 acres (114,563 sqft)
Owner2 Individual Names on File
Last Sale$283,500 (Feb 2022)
Tax Bill$3,205 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNRICD M:U05 L:013-00

Property Details

APN / Parcel Number

Primary APNRICD M:U05 L:013-00
Alternative APNs
  • M:U05 L:013=00
  • 1586

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area3,444 sqft
1st Floor Area1,124 sqft
AtticAttic
Attic Area420 sqft
Basement Area420 sqft
Unfinished Basement420 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area114,563 sqft (2.63 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1586
Street Address54 RIVER RD
CityRICHMOND
StateME
Zip04357-3617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Lot Number13-0
JurisdictionRICHMOND ME
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1020
Census Tract970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

54 River Rd is owned by two individuals who bought it in February 2022.

Source: Sagadahoc County and Richmond Town records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address41 RIVER RD, RICHMOND, ME 04357-3601
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 1, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAP & INVS
Oct 15, 2019Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAP & INVS
May 2, 2017Intrafamily Transfer, Transfer · FHA Mortgage
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on File
Deed SaleFeb 3, 2022 · Amount on File
Prior SaleMay 2, 2017 · Amount on File
Deed Document Number2022876
Prior Transfer DateDec 21, 2021
Prior Transfer Doc0000000876
Record UpdatedOct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHMOND ME
Recording DateFeb 3, 2022
Property Address54 RIVER RD, RICHMOND, ME 04357-3617
Document Number0000000876
Instrument DateDec 21, 2021
Instrument2022R-00876
Transaction TypeTransfer
Record UpdatedFeb 21, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address54 RIVER RD, RICHMOND, ME 04357-3617

Mortgage

Document Number0000000877
DateFeb 3, 2022
Instrument2022R-00877
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND ME
Property Address54 RIVER RD, RICHMOND, ME 04357-3617
Document Number0000004829
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address54 RIVER RD RICHMOND ME 043573617, RICHMOND, ME 04357-3617

Mortgage

Document Number0000004829
DateJul 17, 2020
Instrument4829
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 16, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND ME
Property Address54 RIVER RD, RICHMOND, ME 04357-3617
Document Number0000007262
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 RIVER RD RICHMOND ME 043573617, RICHMOND, ME 04357-3617

Mortgage

Document Number0000007262
DateOct 23, 2019
Instrument7262
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 22, 2049

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHMOND ME
Recording DateMay 2, 2017
Property Address54 RIVER RD, RICHMOND, ME 04357-3617
Document Number0000002930
Instrument2017R-02930
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002931
DateMay 2, 2017
Instrument2017R-02931
Lender
NameRESIDENTIAL MTG SVCS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 54 River Rd was $3,205, down 9.4% from the year before.

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionRichmond Town
Unified School DistrictRichmond Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,205.00 (-9.41%)$286,200 (+90.93%) Land $80,700 Building $205,500
2024$3,538.00$149,900 Land $53,200 Building $96,700
2022$2,931.00$149,900 Land $53,200 Building $96,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 54 River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1986–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 1992 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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