54 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 54 River Rd, Bowdoinham, ME 04008 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2025)
Tax Bill	$4,137 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone A (high risk)
APN	`BOWN M:U03 L:003`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U03 L:003`
Alternative APN	`1098`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	1098
Street Address	54 RIVER RD
City	BOWDOINHAM
State	ME
Zip	04008-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1034
Census Tract	970200

Owner

Source: Sagadahoc County and Bowdoinham Town records · APN BOWN M:U03 L:003

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	237 MAIN ST, BOWDOINHAM, ME 04008-4213
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Dec 18, 2020	Loan Modification, Mortgage MECHANICS S&L FSA
Dec 21, 2017	Warranty Deed, Transfer · Line of Credit MECHANICS S&L FSA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Dec 08, 2022 · Amount on Record
Deed Document Number	2025R03205
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Dec 08, 2022
Property Address	54 RIVER RD, BOWDOINHAM, ME 04008-4405
Document Number	0000008482
Instrument Date	Dec 06, 2022
Instrument	2022R-08482
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RIVER RD, BOWDOINHAM, ME 04008-4402

Mortgage

Document Number	0000008483
Date	Dec 08, 2022
Instrument	2022R-08483

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOWDOINHAM ME
Property Address	54 RIVER RD, BOWDOINHAM, ME 04008-4405
Document Number	0000010396
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 01, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 RIVER RD BOWDOINHAM ME 040084405, BOWDOINHAM, ME 04008-4405

Mortgage

Document Number	0000010396
Date	Dec 31, 2020
Instrument	10396

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Dec 21, 2017
Property Address	54 RIVER RD, BOWDOINHAM, ME 04008-4405
Document Number	0000009226
Instrument Date	Dec 15, 2017
Instrument	9226
Transaction Type	Transfer
Record Updated	Feb 01, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 RIVER RD BOWDOINHAM ME 040084405, BOWDOINHAM, ME 04008-4405

Mortgage

Document Number	9227
Date	Dec 21, 2017
Instrument	9227

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank
Address	BRUNSWICK, ME 04011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,137.00 (+5.29%)	$187,100 (-) Land $38,300 Building $148,800
2024	$3,929.00 (+7.7%)	$187,100 (-) Land $38,300 Building $148,800
2023	$3,648.00 (+29.36%)	$187,100 (+20.01%) Land $38,300 Building $148,800
2022	$2,820.00	$155,900 Land $31,900 Building $124,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Maine
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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