54 Ridgewood Rd, Wallingford, CT 06492 Property Records

Wallingford Town property record for 54 Ridgewood Rd, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,644 sqft · built 1966
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2012)
Tax Bill	$6,371 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2025 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`WALL M:060 L:109`

Property Details

APN / Parcel Number

Primary APN	`WALL M:060 L:109`
Alternative APNs	`M:089 B:001 L:010` `H0427500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	1,644 sqft
Basement Area	1,564 sqft
Unfinished Basement	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	H0427500
Street Address	54 RIDGEWOOD RD
City	WALLINGFORD
State	CT
Zip	06492-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	109
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	4
Census Block	4009
Census Tract	175600

Owner

54 Ridgewood Rd is owned and occupied by an individual who bought it in December 2012.

Source: Wallingford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	54 RIDGEWOOD RD, WALLINGFORD, CT 06492-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Feb 10, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2012 · Amount on File
Deed Sale	Dec 13, 2012 · Amount on File
Deed Book / Page	1458 / 262
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	54 RIDGEWOOD RD, WALLINGFORD, CT 06492-2119
Transaction Type	Mortgage
Record Updated	Jul 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001717-679
Date	Dec 28, 2023
Book Page	1717/679

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	54 RIDGEWOOD RD, WALLINGFORD, CT 06492-2119
Transaction Type	Mortgage
Record Updated	Jul 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001735-685
Date	Feb 10, 2025
Book Page	1735/685

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	54 RIDGEWOOD RD, WALLINGFORD, CT 06492-2119
Document Number	1574-101
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RIDGEWOOD RD WALLINGFORD CT 064922119, WALLINGFORD, CT 06492-2119

Mortgage

Document Number	1574-101
Date	Nov 20, 2017
Book Page	001574/000101

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 19, 2042

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	54 RIDGEWOOD RD, WALLINGFORD, CT 06492-2119
Document Number	1574-110
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 RIDGEWOOD RD WALLINGFORD CT 064922119, WALLINGFORD, CT 06492-2119

Mortgage

Document Number	1574-110
Date	Nov 20, 2017
Book Page	001574/000110

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 19, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 54 Ridgewood Rd was $6,371, up 1.9% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,371.00 (+1.87%)	$259,300 (-) Land $95,800 Building $163,500	$405,887 (+123.62%)
2025	$6,254.00	$259,300 Land $95,800 Building $163,500	$181,510 Land $67,060 Building $114,450
2024	$6,254.00 (+17.38%)
2023	$5,328.00	$181,600 Land $79,800 Building $101,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Ridgewood Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Ridgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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