54 Ridgeway N, Troy, MT 59935 Property Records

Lincoln County property record for 54 Ridgeway N, Troy, MT 59935

Property Summary

Property TypeResidential Vacant Land
Lot Size10.9 acres (476,111 sqft)
OwnerIndividual Name on Record
Last Sale$68,300 (Jan 2021)
Tax Bill$892 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2021 Mortgage
APNR5617125

Property Details

APN / Parcel Number

Primary APNR5617125
Alternative APNs
  • 56-4064-05-4-01-01-0000
  • 0000052483

Exterior

Lot Area476,111 sqft (10.9 acres)
TerrainWooded

Location & Zoning

Account Number0000052483
Street Address54 RIDGEWAY N
CityTROY
StateMT
Zip59935-9625
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBULL VALLEY TRACTS, S05, T29 N, R33 W, ACRES 10.93, LOT 1 PM 6703 IN E2
Legal Range33W
Legal Township29N
Legal Section05
Legal SubdivisionBULL VALLEY TRACTS
Legal Lot Number1
JurisdictionLINCOLN MT
Township / Civil DivisionTROY
Census Block Group2
Census Block2214
Census Tract500

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 RIDGEWAY N, TROY, MT 59935-9625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
WHITEFISH CU
Jan 4, 2021Warranty Deed, Transfer · Conventional Mortgage
LINCOLN COUNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Prior SaleJan 26, 2005
Deed Document Number2021290333
Deed Book / Page387 / 24
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address54 NORTHSHORE DR, TROY, MT 59935-7747
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyFIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000395/237
DateFeb 17, 2022
Book Page395/237
Instrument299025
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 15, 2042

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateJan 4, 2021
Property Address54 NORTHSHORE DR, TROY, MT 59935-7747
Document Number0000387/24
Book / Page387 / 24
Instrument DateDec 28, 2020
Instrument290333
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23315 AMBASSADOR BLVD NW, SAINT FRANCIS, MN 55070-9778
InvestorPossibly a Property Investor

Mortgage

Document Number0000290334
DateJan 4, 2021
Instrument290334
Lender
NameLINCOLN COUNTY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 4, 2026

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
Elementary School DistrictTroy Elementary School District (PK - 08)
Secondary School DistrictTroy High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$892.00 (+19.57%)$244,684 (+13.85%)
2025$746.00 (-12.54%)$214,924 (+106.54%)$244,684 (+135.14%) Land $174,084 Building $70,600
2023$853.00$104,059$104,059 Land $104,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Ridgeway N

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