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54 Ridge Rd, Warwick, RI 02889 Property Records

Warwick City property record for 54 Ridge Rd, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 742 sqft · built 1935
Lot Size0.044 acres (1,912 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Aug 2025)
Tax Bill$3,493 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38001630000

Property Details

APN / Parcel Number

Primary APN38001630000
Alternative APNs
  • WARW M:380 B:0163 L:0000
  • 113732175

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area742 sqft Living Area
Gross Area1,526 sqft
1st Floor Area742 sqft
Basement Area736 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area1,912 sqft (0.044 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number113732175
Street Address54 RIDGE RD
CityWARWICK
StateRI
Zip02889-6131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA15
Legal Block163
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2022
Census Tract21502

Owner

Source: Warwick City records · APN 38001630000

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 RIDGE RD, WARWICK, RI 02889-6131
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2026Deed of Trust, Mortgage
RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Aug 29, 2025Executor's Deed, Transfer
PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleDec 30, 1988 · Amount on Record
Deed Document Number20259997
Deed Book / Page10745 / 223
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateJun 08, 2026
Property Address54 RIDGE RD, WARWICK, RI 02889-6131
Document Number010907-180
Book / Page10907 / 180
Instrument DateJun 03, 2026
Instrument20266545
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 RIDGE RD, WARWICK, RI 02889-6131

Mortgage

Document Number0000006545,
DateJun 08, 2026
Book Page10907/180
Instrument20266545
Lender
NameRHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.37%
Max Rate-1%

August 2025: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWARWICK RI
Recording DateAug 29, 2025
Property Address54 RIDGE RD, WARWICK, RI 02889-6131
Document Number010745-223
Book / Page10745 / 223
Instrument DateAug 29, 2025
Instrument9997
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 RIDGE RD, WARWICK, RI 02889-6131

Mortgage

Document Number0000009998
DateAug 29, 2025
Instrument9998
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,493.00 (+15.43%)$275,000 (+31.52%) Land $101,200 Building $173,800
2024$3,026.00 (+1.99%)$209,100 (-) Land $86,500 Building $122,600$239,305
2023$2,967.00 (+28.05%)$209,100 (+69.04%) Land $86,500 Building $122,600
2022$2,317.00$123,700 Land $57,300 Building $66,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims6 (1991–2012)
Claims Outside the SFHA3 of 6
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880

Based on FCC filings for 159 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWARWICK-CITY OF
serves 73,289 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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