54 Red Robin Trl, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 54 Red Robin Trl, Sugar Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,536 sqft · built 2022
Lot Size1.27 acres (55,713 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Aug 2021)
Tax Bill$5,054 (2025)
Deeds & MortgagesJun 2022 Construction Loan
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75980

Property Details

APN / Parcel Number

Primary APN75980
Alternative APN
  • 19401722249400000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area2,536 sqft Heated Area
FlooringSlate
Interior WallsCustom/Decorative
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area55,713 sqft (1.27 acres)
PorchOpen Porch
Porch Area396 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number75980
Street Address54 RED ROBIN TRL
CitySUGAR MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLES NEST EAGLE SPRINGS LOT ES-73
Legal SubdivisionEAGLES NEST EAGLE SPRINGS
Legal Lot NumberE
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1045
Census Tract930200

Owner

54 Red Robin Trl is owned by an individual who bought it in August 2021.

Source: Avery County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5491 SW 108TH AVE, DAVIE, FL 33328-2600
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on File
Deed SaleAug 9, 2021 · Amount on File
Deed Document Number0000564427
Deed Book / Page564 / 427
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property AddressTWISTED OAK PATH, BANNER ELK, NC 28604
Transaction TypeMortgage
Record UpdatedFeb 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5491 SW 108TH AVE, DAVIE, FL 33328-2600

Mortgage

Document Number0000003230
DateJun 1, 2022
Book Page577/2417
Instrument2022003230
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateAug 9, 2021
Property AddressTWISTED OAK PATH, BANNER ELK, NC 28604
Document Number0000004685
Book / Page564 / 427
Map ReferenceMB 45 PG 256
Instrument DateAug 6, 2021
Instrument2021004685
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

NameVerified Name
AddressEAGLES NEST LOT ES73 LOT ES73, ES73, BANNER ELK, NC 28604

Mortgage

Document Number0000564430
DateAug 9, 2021
Instrument564/430
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change6.62%
Index1-Month LIBOR
Max Rate9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 54 Red Robin Trl was $5,054.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,054.00$1,263,500 Land $270,000 Building $993,500$1,263,500 Land $270,000 Building $993,500
2023$2,073.00$518,400 Land $270,000 Building $248,400$518,400 Land $270,000 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Red Robin Trl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Red Robin Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUE RIDGE VILLAGE
private · serves 343 people · EPA ID NC0106116
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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