54 Rawson Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 54 Rawson Rd, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,002 sqft · built 1979
Lot Size	0.588 acres (25,613 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,191 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9119-44`

Property Details

APN / Parcel Number

Primary APN	`9119-44`
Alternative APN	`CUMB M:023 B:0108 L:000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	5,934 sqft
1st Floor Area	1,204 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,613 sqft (0.588 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9119-44
Street Address	54 RAWSON RD
City	CUMBERLAND
State	RI
Zip	02864-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	108
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1024
Census Tract	11404

Owner

Source: Cumberland Town records · APN 9119-44

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 RAWSON RD, CUMBERLAND, RI 02864-4228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Apr 08, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	54 RAWSON RD, CUMBERLAND, RI 02864-4228
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002007-372
Date	Jul 29, 2025
Book Page	2007/372
Instrument	150396

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	54 RAWSON RD, CUMBERLAND, RI 02864-4228
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001937-781
Date	Aug 10, 2022
Book Page	1937/781
Instrument	134547

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	54 RAWSON RD, CUMBERLAND, RI 02864-4228
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1865-390
Date	Nov 25, 2020
Book Page	1865/390
Instrument	119365

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	54 RAWSON RD, CUMBERLAND, RI 02864-4228
Document Number	1740-531
Instrument Date	Apr 08, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1740-531
Date	Apr 26, 2017
Book Page	001740/000531

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,191.00 (+5.59%)	$586,100 (-) Land $203,800 Building $382,300
2023	$6,810.00 (+3.18%)	$586,100 (+33.11%) Land $203,800 Building $382,300
2022	$6,600.00	$440,300 Land $146,900 Building $293,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 17% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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