Flagler County property record for 54 Raintree Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,340 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7030-00200-0020 |
| Primary APN | 07-11-31-7030-00200-0020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,340 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54 RAINTREE PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 30 BL 20 LT 2 OR 189 PG 82 OR 510 PG 213 OR 593 PG 1803 OR 863 PG 1364 OR 863 PG 1365 OR 907 PG 1056-CD OR 952 PG 1335 OR 1048 PG 868 OR 1348 PG 751 OR 2282/628 OR 2402/1155 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 RAINTREE PL, PALM COAST, FL 32164-6842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK |
| Dec 3, 2019 | Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG |
| May 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2019 |
| Deed Sale | Dec 3, 2019 |
| Prior Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 201944823 |
| Deed Book / Page | 2402 / 1155 |
| Prior Transfer Date | Nov 21, 2019 |
| Prior Transfer Doc | 0024021155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 54 RAINTREE PL, PALM COAST, FL 32164-6842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 54 RAINTREE PL, PALM COAST, FL 32164-6842 |
| Document Number | 0027340900 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2734/900 |
| Instrument | 2022054036 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 3, 2019 |
| Property Address | 54 RAINTREE PL, PALM COAST, FL 32164-6842 |
| Document Number | 0024021155 |
| Book / Page | 002402 / 001155 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 44823 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 RAINTREE PL PALM COAST FL 321646842, PALM COAST, FL 32164-6842 |
| Document Number | 24021158 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 002402/001158 |
| Instrument | 44824 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 30, 2018 |
| Property Address | 54 RAINTREE PL, PALM COAST, FL 32164-6842 |
| Document Number | 0022820628 |
| Book / Page | 2282 / 0628 |
| Map Reference | MB10 PG30-42 |
| Instrument Date | May 24, 2018 |
| Instrument | 2018019886 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FLAMINGO DR, 3, PALM COAST, FL 32137-8461 |
| Name | Verified Name |
|---|---|
| Address | 54 RAINTREE DR, PORT ORANGE, FL 32127-7524 |
| Document Number | 2018019887 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018019887 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,275.00 (+2.44%) Homeowner's exemption | $223,393 (+5.94%) Land $53,500 Building $169,893 | $223,393 (+5.94%) Land $53,500 Building $169,893 |
| 2024 | $3,197.00 (+2.63%) | ||
| 2023 | $3,115.00 (-0.29%) Homeowner's exemption | $210,870 (+1.92%) Land $43,500 Building $167,370 | $210,870 (+1.92%) Land $43,500 Building $167,370 |
| 2022 | $3,124.00 Homeowner's exemption | $206,893 Land $44,500 Building $162,393 | $206,893 Land $44,500 Building $162,393 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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