54 Queen St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 54 Queen St, Lowell, MA 01851

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 7 ba · 6,960 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Oct 2018)
Tax Bill	$14,614 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C04836`

Property Details

APN / Parcel Number

Primary APN	`C04836`
Alternative APNs	`LOWE M:121 B:4800 L:54` `M:000121 T:C04836`

Interior

Bedrooms	9 Beds
Full Baths	7 Baths
Total Rooms	32 Rooms
Units	7 Units
Stories	2 Stories
Building Area	6,960 sqft Living Area
Gross Area	10,936 sqft
1st Floor Area	2,579 sqft
Attic	Attic
Attic Area	435 sqft
Basement Area	2,579 sqft
Unfinished Basement	2,579 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C04836
Street Address	54 QUEEN ST
City	LOWELL
State	MA
Zip	01851-1843
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TMF
Legal Block	4800
Legal Lot Number	54
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1016
Census Tract	311200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	444 E 3RD ST, SOUTH BOSTON, MA 02127-5737
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Oct 29, 2018	Quit Claim Deed, Transfer EAGLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Oct 6, 2014 · Amount on Record
Deed Book / Page	32521 / 55
Transfer Doc	0032521-55
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	54 QUEEN ST, LOWELL, MA 01851-1843
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036897-20
Date	Mar 16, 2022
Book Page	36897/20
Instrument	11652

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 29, 2018
Property Address	54 QUEEN ST, LOWELL, MA 01851-1843
Document Number	32521-55
Book / Page	32521 / 55
Instrument	47338
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$56.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	325210060
Date	Oct 29, 2018
Instrument	32521/0060

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,614.00 (+15.94%)	$1,287,600 (+17.27%) Land $143,000 Building $1,144,600
2025	$12,605.00 (+0.48%)	$1,098,000 (+4.24%) Land $126,100 Building $971,900
2024	$12,545.00 (-2.68%)	$1,053,300 (+1.48%) Land $117,900 Building $935,400
2023	$12,891.00	$1,037,900 Land $102,500 Building $935,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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