54 Prospect St, Norwich, CT 06360 Property Records

Norwich City property record for 54 Prospect St, Norwich, CT 06360

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,442 sqft · built 1880
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (May 2026)
Tax Bill$5,177 (2026)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNNORW M:94 B:4 L:12

Property Details

APN / Parcel Number

Primary APNNORW M:94 B:4 L:12
Alternative APNs
  • NWCH M:94 B:4 L:12
  • 0094420001
  • 94420001

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area2,442 sqft Living Area
Gross Area3,895 sqft
1st Floor Area962 sqft
Basement Area962 sqft
Unfinished Basement962 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number94420001
Street Address54 PROSPECT ST
CityNORWICH
StateCT
Zip06360-4625
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMF
Legal Block4
Legal Lot Number12
JurisdictionNORWICH CT
Township / Civil DivisionNORWICH
Census Block Group1
Census Block1009
Census Tract696401

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address54 PROSPECT ST, NORWICH, CT 06360-4625
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage
May 29, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
May 29, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
Oct 4, 2018Deed of Trust, Mortgage
NORWICH, CITY OF

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleMay 28, 2009 · Amount on Record
Deed Book / Page3597 / 96
Transfer Doc2527000188
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORWICH CT
Recording DateMay 29, 2026
Property Address54 PROSPECT ST, NORWICH, CT 06360-4625
Document Number003597-136
Book / Page3597 / 136
Instrument DateMay 28, 2026
Instrument20262550
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000002550,
DateMay 29, 2026
Book Page3597/136
Instrument20262550
Lender
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORWICH CT
Recording DateMay 29, 2026
Property Address54 PROSPECT ST, NORWICH, CT 06360-4625
Document Number0000002546
Book / Page3597 / 96
Instrument DateMay 4, 2026
Instrument20262546
Transaction TypeTransfer
Record UpdatedJun 17, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

DateMay 29, 2026
Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORWICH CT
Recording DateMay 29, 2026
Property Address54 PROSPECT ST, NORWICH, CT 06360-4625
Document Number0003597-96
Book / Page3597 / 96
Instrument DateMay 4, 2026
Instrument20262546
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

DateMay 29, 2026
Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate6.3%
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORWICH CT
Property Address54 PROSPECT ST, NORWICH, CT 06360-4625
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3091-117
DateOct 4, 2018
Book Page3091/117
Instrument2018004112
Lender
NameNORWICH, CITY OF
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNorwich City
Unified School DistrictNorwich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,177.00 (-15.62%)$151,600 (-) Land $29,700 Building $121,900$295,072 (+178.06%)
2025$6,135.00$151,600 (+70.53%) Land $29,700 Building $121,900$106,120 Land $20,790 Building $85,330
2024$6,135.00 (+41.88%)
2023$4,324.00 (+0.32%)$88,900 (-) Land $17,100 Building $71,800
2022$4,310.00$88,900 Land $17,100 Building $71,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORWICH PUBLIC UTILITIES
serves 36,163 people · EPA ID CT1040011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Haloacetic acids
not recorded as resolved · Feb 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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