54 Prospect St, Enfield, CT 06082 Property Records

Enfield Town property record for 54 Prospect St, Enfield, CT 06082

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 3,416 sqft · built 1900
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2026)
Tax Bill	$5,576 (2025)
Deeds & Mortgages	Jan 2026 Sale & Line of Credit Apr 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:024 L:0021`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:024 L:0021`
Alternative APNs	`M:0122 B:0002 L:0055` `12200020055`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,416 sqft Living Area
Gross Area	5,761 sqft
1st Floor Area	1,974 sqft
Basement Area	1,974 sqft
Unfinished Basement	1,974 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12200020055
Street Address	54 PROSPECT ST
City	ENFIELD
State	CT
Zip	06082-3443
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R33
Legal Lot Number	21
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2005
Census Tract	480600

Owner

54 Prospect St, a duplex, is owned and occupied by two individuals who bought it in January 2026.

Source: Enfield Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 PROSPECT ST, ENFIELD, CT 06082-3443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · Line of Credit MOVEMENT MORTGAGE
Apr 17, 2020	Quit Claim Deed, Foreclosure UNKNOWN
Apr 3, 2020	Foreclosure UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	202612266
Deed Book / Page	2964 / 244
Prior Transfer Date	Apr 9, 2020
Prior Transfer Doc	2753-367
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jan 29, 2026
Property Address	54 PROSPECT ST, ENFIELD, CT 06082-3443
Document Number	002964-244
Book / Page	2964 / 244
Instrument Date	Jan 23, 2026
Instrument	2026012266
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 PROSPECT ST, ENFIELD, CT 06082-3443

Mortgage

Document Number	2026012267
Date	Jan 29, 2026
Instrument	2026012267

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	002964-269
Date	Jan 29, 2026
Book Page	2964/269
Instrument	2026012268

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

April 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ENFIELD CT
Recording Date	Apr 17, 2020
Property Address	54 PROSPECT ST, ENFIELD, CT 06082-3443
Document Number	2753-367
Book / Page	002753 / 000367
Instrument Date	Apr 9, 2020
Instrument	17965
Transaction Type	Foreclosure
Record Updated	May 5, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

April 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	ENFIELD CT
Recording Date	Apr 3, 2020
Property Address	54 PROSPECT ST, ENFIELD, CT 06082-3443
Document Number	2752-302
Book / Page	002752 / 000302
Instrument Date	Mar 18, 2020
Instrument	17237
Transaction Type	Foreclosure
Record Updated	Apr 29, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 PROSPECT ST ENFIELD CT 060823443, ENFIELD, CT 06082-3443

Tax Assessment & Valuation

The 2025 property tax bill for 54 Prospect St was $5,576.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,576.00	$149,500 Land $39,400 Building $110,100	$104,650 Land $27,580 Building $77,070
2024	$5,576.00 (+21.53%)
2023	$4,588.00 (+7.93%)	$126,400 (-) Land $39,400 Building $87,000
2022	$4,251.00	$126,400 Land $39,400 Building $87,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 54 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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