54 Plafsky Dr, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 54 Plafsky Dr, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,652 sqft · built 1987
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,000 (Aug 2018)
Tax Bill	$11,045 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00020-H-00004`

Property Details

APN / Parcel Number

Primary APN	`05 00020-H-00004`
Alternative APNs	`05-00020-08-00004` `0500020000H00004` `00001123`

Interior

Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	97 ft deep x 97 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	54 PLAFSKY DR
City	EDISON
State	NJ
Zip	08817-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	97X97
Legal Subdivision	EDISON WEST SEC III
Legal Block	20.8
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1008
Census Tract	1504

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 PLAFSKY DR, EDISON, NJ 08817-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 22, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 26, 2016	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Jan 14, 2015 · Amount on Record
Deed Document Number	201874041
Deed Book / Page	17274 / 1388
Prior Transfer Date	Mar 21, 2016
Prior Transfer Doc	0005020511
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	54 PLAFSKY DR, EDISON, NJ 08817-2241
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018634
Date	Feb 26, 2020
Book Page	17794/1642
Instrument	2020018634

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 22, 2018
Property Address	54 PLAFSKY DR, EDISON, NJ 08817-2241
Document Number	0000074041
Book / Page	017274 / 001388
Instrument Date	Aug 10, 2018
Instrument	74041
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	GREATER NJ TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 PLAFSKY DR EDISON NJ 088172241, EDISON, NJ 08817-2241

Mortgage

Document Number	74042
Date	Aug 22, 2018
Book Page	017274/001394
Instrument	74042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	54 PLAFSKY DR, EDISON, NJ 08817-2241
Document Number	0000004216
Book / Page	016663 / 000215
Instrument Date	Nov 26, 2016
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 PLAFSKY DR EDISON NJ 088172241, EDISON, NJ 08817-2241

Mortgage

Document Number	0000004216
Date	Feb 6, 2017
Book Page	016663/000215
Instrument	4216

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,600 (-) Land $93,000 Building $92,600	$185,600 (-) Land $93,000 Building $92,600
2025	$11,045.00 (-0.04%)	$185,600 (-) Land $93,000 Building $92,600	$185,600 (-) Land $93,000 Building $92,600
2024	$11,049.00 (+0.51%)
2023		$185,600 Land $93,000 Building $92,600	$185,600 Land $93,000 Building $92,600
2022	$10,993.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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