54 Pine Trl, Cloudcroft, NM 88317 Property Records

Otero County property record for 54 Pine Trl, Cloudcroft, NM 88317 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,128 sqft · built 2007
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Dec 2021)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11O4067091501889`

Property Details

APN / Parcel Number

Primary APN	`11O4067091501889`
Alternative APNs	`R039384` `1203153`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic

Location & Zoning

Account Number	R039384
Street Address	54 PINE TRL
City	CLOUDCROFT
State	NM
Zip	88317-9213
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SUBD: SILVER CLOUD ESTATES #1 LOT 1 BLOCK: 3
Legal Subdivision	SILVER CLOUD ESTATES #1
Legal Block	3
Legal Lot Number	1
Jurisdiction	OTERO NM
Township / Civil Division	SOUTHEAST OTERO
Census Block Group	3
Census Block	3052
Census Tract	901

Owner

Source: Otero County records · APN 11O4067091501889

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 PINE TRL, CLOUDCROFT, NM 88317-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	202113860
Prior Transfer Date	Aug 29, 2007
Prior Transfer Doc	0000009518
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO NM
Recording Date	Dec 23, 2021
Property Address	54 PINE TRL, CLOUDCROFT, NM 88317-9213
Document Number	0202113860
Instrument Date	Dec 23, 2021
Instrument	202113860
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 PINE TRL, CLOUDCROFT, NM 88317-9213

Mortgage

Document Number	0202113861
Date	Dec 23, 2021
Instrument	202113861

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Otero County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Otero County
Unified School District	Cloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,552 (+2.99%) Land $4,667 Building $77,885	$247,656 (+2.99%) Land $14,000 Building $233,656
2025	$1,246.00 (+4.18%)	$80,158 (+6.06%) Land $4,667 Building $75,491	$240,475 (+6.06%) Land $14,000 Building $226,475
2023	$1,196.00	$75,578 Land $4,667 Building $70,911	$226,734 Land $14,000 Building $212,734

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otero County (35035C), updated November 3, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 350350009013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Extreme above 99% of the US · above 100% of New Mexico
Wildfire Likelihood	About 1 in 33 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.