54 Pine St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 54 Pine St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2025
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Mar 2024)
Tax Bill	$8,094 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:554 L:55`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:554 L:55`
Alternative APN	`554055000000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	554055000000000
Street Address	54 PINE ST
City	KEENE
State	NH
Zip	03431-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Lot Number	55
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1006
Census Tract	971300

Owner

54 Pine St is owned and occupied by two individuals who bought it in March 2024.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 PINE ST, KEENE, NH 03431-3055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 22, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Apr 1, 2002 · Amount on File
Deed Document Number	20242401780
Deed Book / Page	3272 / 664
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Recording Date	Aug 3, 2026
Property Address	54 PINE ST, KEENE, NH 03431-3055
Document Number	0000006023
Book / Page	3357 / 1393
Instrument Date	Jul 24, 2026
Instrument	20266023
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 PINE ST, KEENE, NH 03431-3055

Mortgage

Document Number	0000006023,
Date	Aug 3, 2026
Book Page	3357/1393
Instrument	20266023

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KEENE CITY NH
Recording Date	Mar 22, 2024
Property Address	54 PINE ST, KEENE, NH 03431-3055
Document Number	003272-664
Book / Page	3272 / 664
Instrument Date	Mar 22, 2024
Instrument	2401780
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 MOUNTAIN VIEW RD, NORTH WALPOLE, NH 03609-1114

Tax Assessment & Valuation

The 2025 property tax bill for 54 Pine St was $8,094, up 460.1% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,094.00 (+460.14%)	$235,500 (+438.9%) Land $41,600 Building $193,900
2024	$1,445.00 (+3.66%)	$43,700 (-) Land $41,600 Building $2,100
2023	$1,394.00 (+2.8%)	$43,700 (-) Land $41,600 Building $2,100
2022	$1,356.00	$43,700 Land $41,600 Building $2,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 54 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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