54 Pine Bluff Rd, Hendersonville, NC 28792 Property Records

Buncombe County property record for 54 Pine Bluff Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,360 sqft · built 2013
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Company Names on File
Last Sale	$25,000 (Aug 2009)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`767239-2020-202`

Property Details

APN / Parcel Number

Primary APN	`767239-2020-202`
Alternative APNs	`0615-40-5968-00000` `061500405952000` `008238230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	860 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	767239-2020-202
Street Address	54 PINE BLUFF RD
City	HENDERSONVILLE
State	NC
Zip	28792-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: WOODCLIFFE LOT: 7 SECTION: 5 PLAT: 0062-0064
Legal Subdivision	WOODCLIFFE
Legal Block	1
Legal Lot Number	7
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BROAD RIVER
Census Block Group	1
Census Block	1066
Census Tract	3205

Owner

Source: Buncombe County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	54 PINE BLUFF RD, HENDERSONVILLE, NC 28792-9501
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 5, 2009 · Amount on Record
Deed Sale	Aug 5, 2009 · Amount on Record
Prior Sale	Feb 27, 2006 · Amount on Record
Deed Book / Page	4712 / 775
Last Transfer Date	Dec 4, 2025
Transfer Doc	0065491489
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 9, 2025
Property Address	54 PINE BLUFF RD, HENDERSONVLLE, NC 28792-9501
Document Number	0065491489
Book / Page	6549 / 1489
Map Reference	MB 62 PG 64
Instrument Date	Dec 4, 2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 PINE BLUFF RD, HENDERSONVILLE, NC 28792-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	54 PINE BLUFF RD, HENDERSONVILLE, NC 28792-9501

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	54 PINE BLUFF RD, HENDERSONVLLE, NC 28792-9501
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056101604
Date	Nov 15, 2017
Book Page	5610/1604

Lender

Name	FIRST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	54 PINE BLUFF RD, HENDERSONVLLE, NC 28792-9501
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060081272
Date	Jan 20, 2021
Book Page	6008/1272

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00 (+4.28%)	$296,900 (-) Land $32,700 Building $264,200	$296,900 (-) Land $32,700 Building $264,200
2024	$2,011.00 (+2.97%)
2023	$1,953.00	$296,900	$296,900 (-) Land $32,700 Building $264,200
2021			$296,900 Land $32,700 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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