Bergen County and Ridgewood Village property record for 54 Pershing Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,485 sqft · built 2020 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Apr 2020) |
| Tax Bill | $27,282 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2019 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03504-0000-00010 |
| Primary APN | 51-03504-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,485 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 168 ft deep x 93 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 54 PERSHING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .35 AC |
| Legal Subdivision | EAST RIDGEWOOD GARDENS |
| Legal Block | 3504 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-03504-0000-00010
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 21, 2019 | Deed of Trust, Mortgage · Construction Mortgage UNITY BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Apr 30, 2020 | Grant Deed, Transfer BANK OF AMERICA |
| Jul 18, 2019 | Deed, Transfer · Stand-Alone First Mortgage UNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Jul 18, 2019 · Amount on Record |
| Deed Document Number | 202044573 |
| Deed Book / Page | 3585 / 1635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0046711386 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 4671/1386 |
| Instrument | 2022047858 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033280508 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 3328/508 |
| Instrument | 19-054836 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Sep 01, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0035851642 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2020 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 PERSHING AVE RIDGEWOOD NJ 074503909, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0035851642 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 003585/001642 |
| Instrument | 20044574 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2020 |
| Property Address | 54 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0035851635 |
| Book / Page | 003585 / 001635 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 20044573 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 PERSHING AVE RIDGEWOOD NJ 074503909, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 35851642 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 003585/001642 |
| Instrument | 20044574 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 18, 2019 |
| Property Address | 54 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0032980731 |
| Book / Page | 3298 / 731 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 19-046410 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 S VAN DIEM, RIDGEWOOD VILLAGE, NJ |
| Document Number | 1904641001 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 19-046410.01 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jul 01, 2020 |
| Max Rate At Change | 3.2% |
| Index | 1-Month LIBOR |
| Document Number | 0032980731 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 3298/731 |
| Instrument | 19-046410 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jul 01, 2020 |
| Index | 1-Month LIBOR |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $944,000 (-) Land $311,000 Building $633,000 | $944,000 (-) Land $311,000 Building $633,000 | |
| 2025 | $27,282.00 (+0.73%) | $944,000 (+23.56%) Land $311,000 Building $633,000 | $944,000 (+23.56%) Land $311,000 Building $633,000 |
| 2024 | $27,083.00 (+29.71%) | ||
| 2023 | $764,000 Land $311,000 Building $453,000 | $764,000 Land $311,000 Building $453,000 | |
| 2022 | $20,880.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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