54 Perry St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 54 Perry St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,942 sqft · built 1915
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Dec 2020)
Tax Bill$4,916 (2025)
Deeds & MortgagesJul 2022 Mortgage
Dec 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNM18290

Property Details

APN / Parcel Number

Primary APNM18290
Alternative APNs
  • LOWE M:201 B:4610 L:54
  • M:000201 T:M18290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,942 sqft Living Area
Gross Area2,982 sqft
1st Floor Area763 sqft
Basement Area763 sqft
Unfinished Basement763 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberM18290
Street Address54 PERRY ST
CityLOWELL
StateMA
Zip01852-2701
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block4610
Legal Lot Number54
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2008
Census Tract312400

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 PERRY ST, LOWELL, MA 01852-2701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Dec 9, 2020Quit Claim Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Nov 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
JEANNE D'ARC CU
Mar 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
BELVIDERE CAP LLC
Jan 4, 2017Quit Claim Deed, Transfer · Conventional Mortgage
BELVIDERE CAPITAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Prior SaleJan 4, 2017 · Amount on Record
Deed Book / Page35027 / 152
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address54 PERRY ST, LOWELL, MA 01852-2701
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037242-257
DateJul 21, 2022
Book Page37242/257
Instrument31014
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueAug 1, 2042

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 9, 2020
Property Address54 PERRY ST, LOWELL, MA 01852-2701
Document Number35027-152
Book / Page35027 / 152
Instrument DateDec 7, 2020
Instrument64065
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 PERRY ST, LOWELL, MA 01852-2701

Mortgage

Document Number64066
DateDec 9, 2020
Instrument64066
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address54 PERRY ST, LOWELL, MA 01852-2701
Document Number33576-250
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address175 CENTRAL ST #200 LOWELL MA 018521921, 200, LOWELL, MA 01852-1921

Mortgage

Document Number33576-250
DateNov 20, 2019
Book Page033576/000250
Instrument51657
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address54 PERRY ST, LOWELL, MA 01852-2701
Document Number32817-24
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address175 CENTRAL ST #215 LOWELL MA 018521919, 215, LOWELL, MA 01852-1919

Mortgage

Document Number32817-24
DateMar 8, 2019
Book Page032817/000024
Instrument8657
Lender
NameBELVIDERE CAP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 4, 2017
Property Address54 PERRY ST, LOWELL, MA 01852-2701
Document Number30815-190
Book / Page030815 / 000190
Instrument DateJan 4, 2017
Instrument456
Transaction TypeTransfer
Record UpdatedJan 25, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$661.20
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address175 CENTRAL ST LOWELL MA 018521921, LOWELL, MA 01852-1921

Mortgage

Document Number30815-192,
DateJan 4, 2017
Book Page030815/000192
Instrument457
Lender
NameBELVIDERE CAPITAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,916.00 (+6.52%)$428,200 (+10.5%) Land $92,000 Building $336,200
2024$4,615.00 (+7.48%)$387,500 (+12.09%) Land $90,100 Building $297,400
2023$4,294.00$345,700 Land $78,300 Building $267,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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