54 Pearson St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 54 Pearson St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,178 sqft · built 1949
Lot Size0.124 acres (5,397 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Aug 2022)
Tax Bill$6,407 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:008-F B:0006 L:0012

Property Details

APN / Parcel Number

Primary APNSAUG M:008-F B:0006 L:0012
Alternative APNs
  • M:008=F B:0006 L:0012
  • 3157006

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,178 sqft Living Area
Gross Area2,621 sqft
1st Floor Area934 sqft
Basement Area754 sqft
Unfinished Basement754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,397 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3157006
Street Address54 PEARSON ST
CitySAUGUS
StateMA
Zip01906-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block6
Legal Lot Number12
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1001
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:008-F B:0006 L:0012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 PEARSON ST, SAUGUS, MA 01906-2337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Dec 07, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2022 · Amount on Record
Deed SaleAug 03, 2022 · Amount on Record
Prior SaleSep 26, 2016 · Amount on Record
Deed Book / Page41108 / 331
Transfer Doc3013000340
Record UpdatedSep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 03, 2022
Property Address54 PEARSON ST, SAUGUS, MA 01906-2337
Document Number041108-331
Book / Page41108 / 331
Instrument DateAug 03, 2022
Instrument20220803001990
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 PEARSON ST, SAUGUS, MA 01906-2337

Mortgage

Document Number220803002000
DateAug 03, 2022
Instrument220803002000
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateDec 07, 2020
Property Address54 PEARSON ST, SAUGUS, MA 01906-2337
Document Number39260-544
Book / Page39260 / 544
Instrument DateNov 24, 2020
Instrument20201207000820
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 PEARSON ST, SAUGUS, MA 01906-2337

Mortgage

Document Number39260-546
DateDec 07, 2020
Book Page39260/546
Instrument20201207000830
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,407.00 (+2.66%)$599,900 (+2.37%) Land $316,000 Building $283,900$697,585
2024$6,241.00 (+9.8%)$586,000 (+16.09%) Land $307,400 Building $278,600
2023$5,684.00$504,800 Land $269,000 Building $235,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–1988)
Most Recent ClaimJan 1988, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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