54 Overpass Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 54 Overpass Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,714 sqft · built 2007
Lot Size	0.267 acres (11,630 sqft)
Owner	Company Name on Record
Tax Bill	$9,455 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-192-010-000`

Property Details

APN / Parcel Number

Primary APN	`119-192-010-000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,714 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,630 sqft (0.267 acres)
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	54 OVERPASS RD
City	ROYAL OAKS
State	CA
Zip	95076-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS LOMAS TR NO 5 SHOWN AS LOT 3 IN VOL 9 RECORD OF SURVEYS PG 12 0.267 AC
Legal Subdivision	LAS LOMAS
Legal Tract	5
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1005
Census Tract	14601

Owner

Source: Monterey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	54 OVERPASS RD, ROYAL OAKS, CA 95076-5556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer
Dec 15, 2021	Intrafamily Transfer, Transfer
May 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2021
Transfer Doc	0000037878
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 15, 2021
Property Address	54 OVERPASS RD, ROYAL OAKS, CA 95076-5556
Document Number	0000083473
Map Reference	MB 9 PG 12
Instrument Date	Dec 6, 2021
Instrument	2021083473
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 OVERPASS RD, ROYAL OAKS, CA 95076-5556

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 15, 2021
Property Address	54 OVERPASS RD, ROYAL OAKS, CA 95076-5556
Document Number	0000083472
Map Reference	MB 9 PG 12
Instrument Date	Dec 6, 2021
Instrument	2021083472
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	54 OVERPASS RD, ROYAL OAKS, CA 95076-5556

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 27, 2021
Property Address	54 OVERPASS RD, ROYAL OAKS, CA 95076-5556
Document Number	0000037878
Map Reference	MB 9 PG 12
Instrument Date	May 21, 2021
Instrument	2021037878
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50 OVERPASS RD, ROYAL OAKS, CA 95076-5556

Mortgage

Document Number	0000037879
Date	May 27, 2021
Instrument	2021037879

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$746,657 (+2%) Land $153,303 Building $593,354
2025	$9,455.00 (+22.94%) Homeowner's exemption	$732,018 (+4.04%) Land $150,298 Building $581,720
2023	$7,691.00 (+1.76%) Homeowner's exemption	$703,594 Land $144,462 Building $559,132
2022	$7,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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