54 Overlook Dr, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 54 Overlook Dr, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,637 sqft · built 1947
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2023)
Tax Bill	$13,193 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00609-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`10-00609-0000-00012`
Alternative APNs	`100060900012` `314200`

Interior

Building Area	1,637 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	98 ft deep x 52 ft wide

Location & Zoning

Account Number	314200
Street Address	54 OVERLOOK DR
City	DUMONT
State	NJ
Zip	07628-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	52X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	609
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4005
Census Tract	10100

Owner

54 Overlook Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 OVERLOOK DR, DUMONT, NJ 07628-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage THINK ONE MORTGAGE INC
Mar 24, 2022	Deed, Transfer · Conventional Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Mar 24, 2022 · Amount on File
Deed Document Number	2023520
Deed Book / Page	4894 / 1292
Record Updated	Sep 20, 2026

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 4, 2023
Property Address	54 OVERLOOK DR, DUMONT, NJ 07628-2017
Document Number	0048941292
Book / Page	4894 / 1292
Instrument Date	Nov 1, 2022
Instrument	2023000520
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,761.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 HALFMOON CT, WEST NEW YORK, NJ 07093-8328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OVERLOOK DR, DUMONT, NJ 07628-2017

Mortgage

Document Number	2023000521
Date	Jan 4, 2023
Instrument	2023000521

Lender

Name	THINK ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 24, 2022
Property Address	54 OVERLOOK DR, DUMONT, NJ 07628-2017
Document Number	0046310079
Book / Page	4631 / 79
Instrument Date	Mar 9, 2022
Instrument	2022035006
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 ORADELL AVE, 728, ORADELL, NJ 07649-2001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OVERLOOK DR, DUMONT, NJ 07628-2017

Mortgage

Document Number	2022035007
Date	Mar 24, 2022
Instrument	2022035007

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 54 Overlook Dr was $13,193, up 8.4% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,500 (+7.04%) Land $311,200 Building $292,300	$603,500 (+7.04%) Land $311,200 Building $292,300
2025	$13,193.00 (+8.44%)	$563,800 Land $286,200 Building $277,600	$563,800 Land $286,200 Building $277,600
2024	$12,166.00
2023		$299,300 Land $161,000 Building $138,300	$299,300 Land $161,000 Building $138,300
2022	$11,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Overlook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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