54 Orchard St, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 54 Orchard St, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,587 sqft · built 1926
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$990,000 (Dec 2017)
Tax Bill	$10,353 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1169S`

Property Details

APN / Parcel Number

Primary APN	`08-1169S`
Alternative APNs	`GREE M:08 B:1169/S` `365/233`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,587 sqft Living Area
Basement Area	824 sqft
Unfinished Basement	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	365/233
Street Address	54 ORCHARD ST
City	COS COB
State	CT
Zip	06807-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Block	1169/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	3
Census Block	3008
Census Tract	10800

Owner

Source: Greenwich Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 ORCHARD ST, COS COB, CT 06807-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Feb 28, 2018	Warranty Deed, Transfer UNKNOWN
Feb 28, 2018	Warranty Deed, Transfer UNKNOWN
Dec 8, 2017	Warranty Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Book / Page	7327 / 285
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	54 ORCHARD ST, COS COB, CT 06807-2405
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7886-206
Date	May 11, 2021
Book Page	7886/206
Instrument	4955

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Feb 28, 2018
Property Address	54 ORCHARD ST, COS COB, CT 06807-2405
Document Number	7355-21
Book / Page	007355 / 000021
Instrument Date	Feb 26, 2018
Instrument	1436
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	UNKNOWN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ORCHARD ST COS COB CT 068072405, COS COB, CT 06807-2405

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Feb 28, 2018
Property Address	54 ORCHARD ST, COS COB, CT 06807-2405
Document Number	7355-24
Book / Page	007355 / 000024
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	UNKNOWN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 ORCHARD ST COS COB CT 068072405, COS COB, CT 06807-2405

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Dec 8, 2017
Property Address	54 ORCHARD ST, COS COB, CT 06807-2405
Document Number	7327-285
Book / Page	7327 / 285
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73270287
Date	Dec 8, 2017
Instrument	07327/0287

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 8, 2048

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,353.00	$837,690 (-) Land $449,470 Building $388,220	$586,383 Land $314,629 Building $271,754
2024	$10,353.00 (+6.22%)
2023	$9,747.00 (+0.91%)	$837,690 (-) Land $449,470 Building $388,220
2022	$9,659.00	$837,690 Land $449,470 Building $388,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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