54 Orange St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 54 Orange St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,012 sqft · built 1984
Lot Size0.238 acres (10,346 sqft)
Owner2 Trust Names on Record
Last Sale$114,000 (Dec 1984)
Tax Bill$11,009 (2026)
Deeds & MortgagesAug 2026 Mortgage
Dec 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNREAD M:028.0-0000-0005.0

Property Details

APN / Parcel Number

Primary APNREAD M:028.0-0000-0005.0
Alternative APNs
  • M:028.0=0000=0005.0
  • 880000000030
  • 880000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,012 sqft Living Area
Gross Area3,016 sqft
Basement Area884 sqft
Unfinished Basement707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area10,346 sqft (0.238 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number880000000030
Street Address54 ORANGE ST
CityREADING
StateMA
Zip01867-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2007
Census Tract334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address54 ORANGE ST, READING, MA 01867-2631
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN TRUST
Dec 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 30, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 28, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 1984 · Amount on Record
Deed SaleDec 18, 1984 · Amount on Record
Last Transfer DateDec 20, 2019
Transfer Doc73913-262
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Recording DateAug 28, 2026
Property Address54 ORANGE ST, READING, MA 01867-2631
Document Number0000109289
Book / Page86071 / 478
Instrument DateAug 24, 2026
Instrument2026109289
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109289,
DateAug 28, 2026
Book Page86071/478
Instrument2026109289
Lender
NameNORTHERN TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateDec 30, 2019
Property Address54 ORANGE ST, READING, MA 01867-2631
Document Number73913-262
Book / Page073913 / 000262
Instrument DateDec 20, 2019
Instrument8350
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address54 ORANGE ST READING MA 018672631, READING, MA 01867-2631

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address54 ORANGE ST, READING, MA 01867-2631
Document Number73822-354
Instrument DateNov 30, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 ORANGE ST READING MA 018672631, READING, MA 01867-2631

Mortgage

Document Number73822-354
DateDec 13, 2019
Book Page073822/000354
Instrument7893
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2049
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address54 ORANGE ST, READING, MA 01867-2631
Document Number69888-1
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69888-1
DateSep 6, 2017
Book Page069888/000001
Instrument143794
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,009.00 (+1.49%)$1,004,500 (+5.48%) Land $509,900 Building $489,100$925,399 (+25.29%)
2025$10,847.00 (+1.15%)$952,300 (+4.08%) Land $483,300 Building $469,000$738,625 (+2.13%)
2024$10,724.00 (+3.17%)$915,000 (+10.83%) Land $464,200 Building $450,800$723,235
2023$10,394.00$825,600 Land $418,600 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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