54 Olko Cir, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 54 Olko Cir, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1963
Lot Size	0.335 acres (14,591 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2020)
Tax Bill	$4,665 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`354-00008`

Property Details

APN / Parcel Number

Primary APN	`354-00008`
Alternative APN	`CHIC M:0354 P:00008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,591 sqft (0.335 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	354-00008
Street Address	54 OLKO CIR
City	CHICOPEE
State	MA
Zip	01020-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1019
Census Tract	810602

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 OLKO CIR, CHICOPEE, MA 01020-4839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 11, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
May 1, 2020	Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	202074240
Deed Book / Page	23586 / 361
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000074240
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	54 OLKO CIR, CHICOPEE, MA 01020-4839
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025220-560
Date	Nov 9, 2023
Book Page	25220/560
Instrument	53315

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 11, 2020
Property Address	54 OLKO CIR, CHICOPEE, MA 01020-4839
Document Number	23586-361
Book / Page	23586 / 361
Instrument Date	Nov 13, 2020
Instrument	74240
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OLKO CIR, CHICOPEE, MA 01020-4839

Mortgage

Document Number	74241
Date	Dec 11, 2020
Instrument	74241

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	May 1, 2020
Property Address	54 OLKO CIR, CHICOPEE, MA 01020-4839
Document Number	23191-322
Book / Page	023191 / 000322
Instrument Date	Apr 28, 2020
Instrument	21906
Transaction Type	Foreclosure
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$805.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9990 RICHMOND AVE #400S HOUSTON TX 770428500, 400S, HOUSTON, TX 77042-8500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,665.00 (+6.26%)	$306,100 (+5.7%) Land $145,100 Building $161,000	$302,902 (+1.58%)
2025	$4,390.00 (+5.4%)	$289,600 (+2.62%) Land $133,000 Building $156,600	$298,205
2024	$4,165.00 (+7.76%)	$282,200 (+10.62%) Land $130,300 Building $151,900
2023	$3,865.00	$255,100 Land $118,500 Building $136,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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