54 Old River Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 54 Old River Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,100 sqft · built 1970
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2021)
Tax Bill	$5,133 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`422800 48.-2-5`

Property Details

APN / Parcel Number

Primary APN	`422800 48.-2-5`
Alternative APN	`280004800000020050000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	246 ft deep x 130 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	54 OLD RIVER RD
City	SCHENECTADY
State	NY
Zip	12306-6841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R, G 1.-2-8
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3017
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.-2-5

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 OLD RIVER RD, SCHENECTADY, NY 12306-6841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Mar 02, 2010 · Amount on Record
Deed Document Number	202164422
Deed Book / Page	2074 / 253
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 20, 2021
Property Address	54 OLD RIVER RD, SCHENECTADY, NY 12306-6841
Document Number	0000064422
Book / Page	2074 / 253
Map Reference	MB 82 PG 482
Instrument Date	Dec 13, 2021
Instrument	202164422
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 OLD RIVER RD, 54, SCHENECTADY, NY 12306-6841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 HELDERBERG AVE, SCHENECTADY, NY 12306-4634

Mortgage

Document Number	0000064423
Date	Dec 20, 2021
Instrument	202164423

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,133.00	$123,400 (-) Land $9,200 Building $114,200	$189,800 (+16.87%) Land $14,150 Building $175,650
2023		$123,400 Land $9,200 Building $114,200	$162,400 Land $12,108 Building $150,292

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.