East Lyme Town property record for 54 Oakwood Rd, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Oct 2015) |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:07.18 B:00101 L:00000 |
| Primary APN | ELYM M:07.18 B:00101 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 2,628 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1943 |
|---|---|
| Street Address | 54 OAKWOOD RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 101 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 870703 |
Source: East Lyme Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 OAKWOOD RD, NIANTIC, CT 06357-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SAINT MICHAELS CU |
| Oct 4, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ST MICHAELS FALL RVR FED CREDIT UNION |
| Mar 13, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional with PMI ST MICHAELS CU |
| Nov 15, 2018 | Quit Claim Deed, Transfer UNKNOWN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Prior Sale | Aug 27, 1997 · Amount on Record |
| Deed Book / Page | 954 / 1 |
| Last Transfer Date | Mar 11, 2020 |
| Transfer Doc | 1026-556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 54 OAKWOOD RD, NIANTIC, CT 06357-2025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001103-633 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 1103/633 |
| Instrument | 2350 |
| Name | SAINT MICHAELS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 54 OAKWOOD RD, NIANTIC, CT 06357-2025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1019-30 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 1019/30 |
| Name | ST MICHAELS FALL RVR FED CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Mar 13, 2020 |
| Property Address | 54 OAKWOOD RD, NIANTIC, CT 06357-2025 |
| Document Number | 1026-556 |
| Book / Page | 001026 / 000556 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 OAKWOOD RD NIANTIC CT 063572025, NIANTIC, CT 06357-2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 54 OAKWOOD RD, NIANTIC, CT 06357-2025 |
| Document Number | 1006-106 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 54 OAKWOOD RD NIANTIC CT 063572025, NIANTIC, CT 06357-2025 |
| Document Number | 1006-106 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 001006/000106 |
| Name | ST MICHAELS CU |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Nov 15, 2018 |
| Property Address | 54 OAKWOOD RD, NIANTIC, CT 06357-2025 |
| Document Number | 1004-660 |
| Book / Page | 001004 / 000660 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 OAKWOOD RD NIANTIC CT 063572025, NIANTIC, CT 06357-2025 |
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,347.00 | $190,890 (-) Land $78,820 Building $112,070 | $133,623 Land $55,174 Building $78,449 |
| 2024 | $5,347.00 (+12.59%) | ||
| 2023 | $4,749.00 (+4.35%) | $190,890 (-) Land $78,820 Building $112,070 | |
| 2022 | $4,551.00 | $190,890 Land $78,820 Building $112,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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