54 Oak St, Boothbay Harbor, ME 04538 Property Records

Lincoln County and Boothbay Harbor Town property record for 54 Oak St, Boothbay Harbor, ME 04538

Property Summary

Property Type	Office Building
Details	3.5 ba · 2,722 sqft · built 1879
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2022)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Jan 2022 Refinance May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOOH M:020 L:109`

Property Details

APN / Parcel Number

Primary APN	`BOOH M:020 L:109`
Alternative APNs	`1491 RE` `1491`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,722 sqft Total Area
1st Floor Area	1,656 sqft
Attic	Attic
Attic Area	698 sqft
Basement Area	698 sqft
Unfinished Basement	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1491
Street Address	54 OAK ST
City	BOOTHBAY HARBOR
State	ME
Zip	04538-1813
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	RESIDE
Legal Lot Number	109
Jurisdiction	BOOTHBAY HARBOR ME
Township / Civil Division	BOOTHBAY HARBOR
Census Block Group	1
Census Block	1007
Census Tract	976200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Boothbay Harbor Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 OAK ST, BOOTHBAY HARBOR, ME 04538-1813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage 1ST NATIONAL BANK
May 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Deed Book / Page	5883 / 289
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	0058830289
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOOTHBAY HARBOR ME
Property Address	54 OAK ST, BOOTHBAY HARBOR, ME 04538-1813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058310228
Date	Jan 3, 2022
Book Page	5831/228
Instrument	83256

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOOTHBAY HARBOR ME
Property Address	54 OAK ST, BOOTHBAY HARBOR, ME 04538-1813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058850224
Date	May 20, 2022
Book Page	5885/224
Instrument	87261

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOOTHBAY HARBOR ME
Recording Date	May 17, 2022
Property Address	54 OAK ST, BOOTHBAY HARBOR, ME 04538-1813
Document Number	0058830289
Book / Page	5883 / 289
Instrument Date	Apr 14, 2022
Instrument	87133
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 OAK ST, BOOTHBAY HARBOR, ME 04538-1813

Mortgage

Document Number	0000087261
Date	May 17, 2022
Instrument	87261

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Lincoln County and Boothbay Harbor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Boothbay Harbor Town
Unified School District	Boothbay-Boothbay Harbor Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,083.00 (+5.29%)	$410,400 (-) Land $151,700 Building $258,700
2024	$3,878.00 (+5.58%)	$410,400 (-) Land $151,700 Building $258,700
2023	$3,673.00 (+7.18%)	$410,400 (-) Land $151,700 Building $258,700
2022	$3,427.00	$410,400 Land $151,700 Building $258,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Nearby Flood Policies	38 units insured incl. 9 condo units
Nearby Flood Claims	13 (1978–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOOTHBAY REGION WATER DISTRICT serves 8,448 people · EPA ID ME0090200
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures